June NSD challenge
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Jubilant June's No-Spend Days Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Early call for day 11.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
KajiKita said:< checks in to see what the Day 10 emoji is - no, I never look ahead. Has a little chuckle to self and heads off into the day with a smile 😊 >KKbeanielou said:KajiKita said:< checks in to see what the Day 10 emoji is - no, I never look ahead. Has a little chuckle to self and heads off into the day with a smile 😊 >KK2
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =June targetsAuntieL 5/12beanielou 11/19Caeraugirl 5/15cathybird 11/15Crazycatlady2 7/18Daywon 2/20Doris17Farmers-wife 2 6/10GeriatricmumHotDog2020 6/15iloveteaKajiKita 10/18keggie 1/15laconic 10laura laulaurenh 8/20leftatthetrafficlights 9/24LittleMissDetermined 9/18Makingabobor2 9/15Money ChoicesMrs Cautious 9/20Rupacomp 4/15Saver-upper 3/10SecondStar 12/17short bird 11/18Tiangfeng2022 10Worlds Worst Superhero 9/20🌞 🌞 Newcomers welcome! 🌞 🌞0
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Not one for me, I had to pay for repairs to my car, although the garage guy didn't charge me for all the hours of labour they did because it's such an old car it took ages to get the right part second-hand so he said he would charge me less because of the delay. I did offer twice to pay the full price but he refused! Which was really good of him. Since it's a spendy day anyway I have also bought some nice cheese.1
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Bought a book late last night so not an NSD today.As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Well done LittleMissDetermined, beanie and short bird0
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Hello, number 9 for me today.
even though I know this is doing well, i know I could have done a little better so far as I’ve nipped to the shop to buy snacks I really didn’t need! Also happy and grateful to have ‘broken’ an NSD to buy a Father’s Day card.Today will be an NSD but tomorrow won’t. After that I’m away for 10 days, I’m likely to pop on and update.
I’m in the midst of job hunting and am having what could be fairly called mixed fortunes - one interview resulting in ‘you were a VERY close second’, one interview resulting in ‘come and spend some time with us and see what you think’, (this is a one day a week charity role I’d love but would need more freelance work around it) an interview yesterday I felt went well but don’t want to jinx it, about 3 didn’t get an interview and one ‘you did so badly at interview there’s no way we could give you the job’ — hahahaha! Three more waiting to hear if I’ve got an interview. It’s a bit exhausting. 🤣
But on a serious note clearing off on holiday when I’ve no salary is making me a little anxious! I’ve got possible freelance work when I’m back so that’s positive and have been enjoying doing that these last weeks. And I got a tax refund last month that was significant and has helped me not get too stressed this month.Good luck all and that’s me wittering on x1
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