June NSD challenge
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Jubilant June's No-Spend Days Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
A NSD for me today please CB
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
June targetsAuntieL 5/12
beanielou 9/19
Caeraugirl 4/15
cathybird 10/15
Crazycatlady2 7/18
Daywon 2/20
Doris17Farmers-wife 2 6/10
GeriatricmumHotDog2020 6/15
iloveteaKajiKita 9/18
keggie 1/15
laconic 10laura laulaurenh 8/20
leftatthetrafficlights 9/24
LittleMissDetermined 7/18
Makingabobor2 15Money ChoicesMrs Cautious 8/20
Rupacomp 4/15
Saver-upper 3/10
SecondStar 11/17
short bird 9/18
Tiangfeng2022 10Worlds Worst Superhero 9/20
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
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NSD Tuesday here 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Today marks 11 NSDs for June
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
Frugal living in 2026.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
6 month Emergency Fund: £5,768 / £8,000
Nationwide 1 year 6.5% Savings - £1,600 / £2,2001 -
6/15 please @cathybird Thanks.1
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Monday and Tuesday NSDs for me taking my total to 5 this month 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10001 -
Well done leftatthetrafficlights, HotDog2020 (for yesterday and today), LittleMissDetermined, beanie, laurenh1, KajiKita, SecondStar and AuntieL


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Number 8 for me today x1
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