June NSD challenge
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Jubilant June's No-Spend Days Challenge!
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After Improvement Big Purchase this month!
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Back from my time away & pleased to report June is going well....9 so far, very pleased with such a good start. Having covid soon as we got home has stopped me going out, that's helped a bit as wellMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
12 NSDs so far
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4001 -
@HotDog2020 I like the lampshades! The hall looks great
@Makingabobor2 sorry to hear you haven't been well - hope you're on the mend xx
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
June targetsAuntieL 5/12
beanielou 10/19
Caeraugirl 5/15
cathybird 11/15
Crazycatlady2 7/18
Daywon 2/20Doris17Farmers-wife 2 6/10
GeriatricmumHotDog2020 6/15
iloveteaKajiKita 10/18
keggie 1/15laconic 10laura laulaurenh 8/20
leftatthetrafficlights 9/24
LittleMissDetermined 9/18
Makingabobor2 9/15
Money ChoicesMrs Cautious 8/20
Rupacomp 4/15Saver-upper 3/10
SecondStar 12/17
short bird 10/18
Tiangfeng2022 10Worlds Worst Superhero 9/20
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
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Well done MrsCautious, LittleMissDetermined, beanie, Caeraugirl, KajiKita, short bird, Makingabobor2 and SecondStar
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< checks in to see what the Day 10 emoji is - no, I never look ahead. Has a little chuckle to self and heads off into the day with a smile 😊 >KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Good morning! It's another one for me today pleaseLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711
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So sweet 🥰KajiKita said:< checks in to see what the Day 10 emoji is - no, I never look ahead. Has a little chuckle to self and heads off into the day with a smile 😊 >KKI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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