June NSD challenge
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Jubilant June's No-Spend Days Challenge!
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No Spend day today I think that makes 7/15, I am up on the day return for refund and 4Xebay listings sold I only made £12.81 but hey ho, it all helps...I think I will need to spend tomorrow on step fathers fathers day present and card.1
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another one today, on 12/15 nowMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
15 for today‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4001 -
Day 13 today.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
It's the 15th June today and I've managed 12 NSD so far.
My 3 Spending days were:
Last week- A few bottles of rather lovely wine and some party food to celebrate my daughter getting the job.
This week- £20 spend for a couple of beers and team fees at a Charity Pub Quiz. It was for a local independent cat rescue group, so I don't think it counts as an unnecessary spend 🐱
Today- Haircut, suit and shoes for my son, to make him look presentable for his Leavers' Prom.
I can't believe how expensive haircuts are! Some places wanted £75 😳 as his hair is long. Managed to find a barber who knew how to do emo hair. He did a great job- and for a much more sensible price.
Struck lucky and found new, boxed shoes (still with the original £120 price labels) and Moss Bros 3 piece suit with matching shirt and 2 ties in a charity shop for the grand total of £40 😄
Possibly all corporate donation as they look and feel brand new. We looked in Moss on the way back and estimate an almost identical outfit would have cost about £400 if we bought it all new from there.
He said that some of his female classmates have mentioned spending over £600 on dress, hair styling, make-up, eyelashes, nails, waxing, fake tan, shoes, accessories....
😧
I've posted quite a bit about our year-long project to avoid unnecessary spending. As part of this, we're only buying clothes when our current ones have worn out and need to be replaced, aiming to source second-hand, reused or repurposed where possible.
Yet I can't help feeling like a dreadful mum and a right cheapskate when I think that my boy is going off to Prom in charity shop clothes 😟
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =June targetsAuntieL 6/12beanielou 12/19Caeraugirl 5/15cathybird 13/15Crazycatlady2 7/18Daywon 2/20Doris17Farmers-wife 2 6/10GeriatricmumHotDog2020 7/15iloveteaKajiKita 11/18keggie 1/15laconic 10laura laulaurenh 10/20leftatthetrafficlights 9/24LittleMissDetermined 10/18Makingabobor2 12/15Money ChoicesMrs Cautious 9/20Rupacomp 5/15Saver-upper 3/10SecondStar 15/17short bird 13/18Tiangfeng2022 10Worlds Worst Superhero 12/20🌞 🌞 Newcomers welcome! 🌞 🌞0
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Well done laurenh1, KajiKita, Makingabobor2, Rupacomp, beanie, HotDog2020, SecondStar, short bird and Worlds Worst Superhero0
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Worlds_Worst_Superhero said:I've posted quite a bit about our year-long project to avoid unnecessary spending. As part of this, we're only buying clothes when our current ones have worn out and need to be replaced, aiming to source second-hand, reused or repurposed where possible.
Yet I can't help feeling like a dreadful mum and a right cheapskate when I think that my boy is going off to Prom in charity shop clothes 😟
As a wider point, I admire your project and would love to do something similar, as I could really do with a mindset shift about our spends.
Congratulations to your daughter on getting the job, too.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 4/102
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