Nationwide £200 switch offer 23/5/24-4/7/24

PRAISETHESUN

I vaguely recall from the last Nationwide switch that some people said they had success when they shouldn't have been eligible by opening a new account and switching into it. For what it's worth though, I tried last time switching into an existing Nationwide account which had previously had an incentive and I didn't get anything.

Dom3663

I had a Current account with Nationwide, switched it out for Lloyds earlier this year (mid February as part of the Lloyds switch deal).

Doing this left me with 4 Nationwide savings accounts which I couldn't close, but left them as they were doing no harm.  3 of the savings accounts have £0, and one has 5p.

I can't see anything in the T&C that the 'qualifying accounts' needed a minimum amount money in.

Anyone seen anything that would stop this from working? 

friolento

chris.mitchell said:

friolento said:

chris.mitchell said:

I'm trying to complete the form to do the switch but it keeps telling me that the last 5 digits off my debit card are incorrect when they are not  

I am surprised that Nationwide should check the debit card of your old account during the switch request. But if they do: is your card perhaps frozen/blocked? Have you entered the correct account number and sort code?

This is the message I keep getting. Account number, sort code, last 5 digits of the card number are all correct! I've done a chat with Nationwide who said that I needed to contact Halifax (who I am switching from). 

I've just been on the phone with Halifax who confirmed that I was entering the correct details and they've told me to contact Nationwide

Am at a bit of a loss at the minute! 

How infuriating.

Is the card active or blocked? I had a different issue with a debit card at Nationwide the other day, got really unhelpful messages in the app and at Nationwide ATMs. Turns out the root cause was that I had frozen the card..........

If a frozen card is not the reason in your case, have you tried the application by stating you don't have a card? This might cause some other trouble down the line, but at least it might get your switch application into the system

FIREmenow

Thanks for highlighting this @Bridlington1

Just getting my head around eligibility. 
I've had a sole flexdirect before from friend referral years before 2021, now closed. 

Currently have a joint flexdirect opened pre-2021 so should be a qualifying member and don't think anything was switched in.

When looking at switching to a (new) sole FlexDirect account, it says you won't get the interest bonus if you've had it before - can anyone comment on whether this is enforced in practice and/or if it only goes back a certain number of years?

Debating whether it's worth a try for the flexdirect interest rate, or to just avoid the hard credit search and transfer a sole account into the existing joint one.

Would me getting cash for switching into the joint account then exclude the other account holder from benefiting if they also wanted to switch an account in?

Thanks all

Alex9384

Damn... Last NW bonus received on 4 Oct 21.

LightKnow

Does switch (closing account ) 
Only keep Cash ISA ? Open with current bank if  in the name of someone else?  Or is personal savings n ISA excluded from closing 

TheBanker

LightKnow said:

Does switch (closing account ) 
Only keep Cash ISA ? Open with current bank if  in the name of someone else?  Or is personal savings n ISA excluded from closing 

They will only switch and close the current account you give details of. They won't touch any other accounts.

This can occasioanlly cause problems where someone is left with a savings account that can only be accessed by transferring to the linked current account, when the current account is closed.

You could switch your Cash ISA as well, but that's a different process and isn't going to get you any cashback. 

chris.mitchell

friolento said:

chris.mitchell said:

friolento said:

chris.mitchell said:

I'm trying to complete the form to do the switch but it keeps telling me that the last 5 digits off my debit card are incorrect when they are not  

I am surprised that Nationwide should check the debit card of your old account during the switch request. But if they do: is your card perhaps frozen/blocked? Have you entered the correct account number and sort code?

This is the message I keep getting. Account number, sort code, last 5 digits of the card number are all correct! I've done a chat with Nationwide who said that I needed to contact Halifax (who I am switching from). 

I've just been on the phone with Halifax who confirmed that I was entering the correct details and they've told me to contact Nationwide

Am at a bit of a loss at the minute! 

How infuriating.

Is the card active or blocked? I had a different issue with a debit card at Nationwide the other day, got really unhelpful messages in the app and at Nationwide ATMs. Turns out the root cause was that I had frozen the card..........

If a frozen card is not the reason in your case, have you tried the application by stating you don't have a card? This might cause some other trouble down the line, but at least it might get your switch application into the system

Nope the card isn't frozen or blocked and is working fine for purchases! 

Just to make the whole thing even more confusing, i tried the form again last night but input my Nationwide debit card number and guess what - it let me proceed!! I've had a call from Nationwide today however to say the transfer was rejected as I hadn't given the Halifax debit card number!!

He did the switch again over the phone and it went through there, however I am now concerned that I am not going to get the switch incentive as the T&Cs mention that you need to submit it online (even though the guy on the phone assured me I would still get it) 

WillPS

chris.mitchell said:

friolento said:

chris.mitchell said:

I'm trying to complete the form to do the switch but it keeps telling me that the last 5 digits off my debit card are incorrect when they are not  

I am surprised that Nationwide should check the debit card of your old account during the switch request. But if they do: is your card perhaps frozen/blocked? Have you entered the correct account number and sort code?

This is the message I keep getting. Account number, sort code, last 5 digits of the card number are all correct! I've done a chat with Nationwide who said that I needed to contact Halifax (who I am switching from). 

I've just been on the phone with Halifax who confirmed that I was entering the correct details and they've told me to contact Nationwide

Am at a bit of a loss at the minute! 

I had the same issue in December. The only solution is to call, and say you're unable to switch using the Internet Bank because of a tech issue.

Infuriating this hasn't been fixed in the 6 months since.

chris.mitchell

WillPS said:

chris.mitchell said:

friolento said:

chris.mitchell said:

I'm trying to complete the form to do the switch but it keeps telling me that the last 5 digits off my debit card are incorrect when they are not  

I am surprised that Nationwide should check the debit card of your old account during the switch request. But if they do: is your card perhaps frozen/blocked? Have you entered the correct account number and sort code?

This is the message I keep getting. Account number, sort code, last 5 digits of the card number are all correct! I've done a chat with Nationwide who said that I needed to contact Halifax (who I am switching from). 

I've just been on the phone with Halifax who confirmed that I was entering the correct details and they've told me to contact Nationwide

Am at a bit of a loss at the minute! 

I had the same issue in December. The only solution is to call, and say you're unable to switch using the Internet Bank because of a tech issue.

Infuriating this hasn't been fixed in the 6 months since.

Hopefully it'll go through now this time - he had no issues with my details over the phone. I'll be back on the phone to them if they don't honour the £200 lol! 

It's a poor show really that the problem still isn't fixed then - especially when they are trying to entice people to do it!