PIP assessment - advice

peteuk

Jack_bauer24 said:

Sorry to be a pain, but I can't stop worrying about my dad reporting me to PIP, all because I paid my mate back because he lent me money for food, gas, electric and bills. My dad said he is going to report me to PIP as he said, I shouldn't be giving my mate back out of my PIP, as that is not what PIP means. 

I can't sleep with the stress. I blocked my dad now, I don't want anything more to do with him. Could I get my PIP stopped because of this? 

No only do PIP not care about paying loans, they dont care about what else you spend the money on.  If it was prescriptive eg here’s £100 so that £20 on this and £30 on that ect then it would fit into any claimants life.   PIP is there to help you and what every you need to get through life on a day to day basis.  
Those needs will change on a daily, weekly, monthly, even seasonal basis so if you need thicker curtains in the winter you can go out and buy them with your PIP, it’s up to you. 

Jack_bauer24

Hi, I need to ask a question, I am going to start saving up now while I have this PIP and this extra money with me being on LCWRA, but all I want to know, is how much I can save up before it affects my Universal Credit? as I am going to put a lot away a month.  

marcia_

Jack_bauer24 said:

Hi, I need to ask a question, I am going to start saving up now while I have this PIP and this extra money with me being on LCWRA, but all I want to know, is how much I can save up before it affects my Universal Credit? as I am going to put a lot away a month.  

 Anything over £6k will reduce your uc
over £16k you won't be entitled to anything. 

Jack_bauer24

marcia_ said:

Jack_bauer24 said:

Hi, I need to ask a question, I am going to start saving up now while I have this PIP and this extra money with me being on LCWRA, but all I want to know, is how much I can save up before it affects my Universal Credit? as I am going to put a lot away a month.  

 Anything over £6k will reduce your uc
over £16k you won't be entitled to anything. 

What does 6k mean? you mean, £6,000? 

marcia_

Jack_bauer24 said:

marcia_ said:

Jack_bauer24 said:

Hi, I need to ask a question, I am going to start saving up now while I have this PIP and this extra money with me being on LCWRA, but all I want to know, is how much I can save up before it affects my Universal Credit? as I am going to put a lot away a month.  

 Anything over £6k will reduce your uc
over £16k you won't be entitled to anything. 

What does 6k mean? you mean, £6,000? 

Yes it is sorry 

Jack_bauer24

marcia_ said:

Jack_bauer24 said:

marcia_ said:

Jack_bauer24 said:

Hi, I need to ask a question, I am going to start saving up now while I have this PIP and this extra money with me being on LCWRA, but all I want to know, is how much I can save up before it affects my Universal Credit? as I am going to put a lot away a month.  

 Anything over £6k will reduce your uc
over £16k you won't be entitled to anything. 

What does 6k mean? you mean, £6,000? 

Yes it is sorry 

Ok, thank you  

peteuk

As above anything over £6K reduces your UC.  THe rate is £4.35 for every £250 pounds or part of there in,
so it work like this,
£6001 - reduced by £4.35
£6251 - reduced by £8.70
£6501 - reduced by £13.05….

Anything above £16K stops your entitlement.

But dont forget that your payments dont become capital until your next Assessment period, so if when you recieve your UC/PIP and it takes your over the £6K it doesnt count until the end of that assessment period.  Equally if you recieved the cost of living payments and can prove you havent “spent them” then these are disregarde.  For example if you received £1000 in cost of living payments - and your savings have since remained above £1500 then you can argue that that is the COL payments, so therefore when you go above £6K and declare this, the COL will be disregarded.   So in this example the reduction will not apply until you have £6K Capital although you will have £7`K, 

Jack_bauer24

peteuk said:

As above anything over £6K reduces your UC.  THe rate is £4.35 for every £250 pounds or part of there in,
so it work like this,
£6001 - reduced by £4.35
£6251 - reduced by £8.70
£6501 - reduced by £13.05….

Anything above £16K stops your entitlement.

But dont forget that your payments dont become capital until your next Assessment period, so if when you recieve your UC/PIP and it takes your over the £6K it doesnt count until the end of that assessment period.  Equally if you recieved the cost of living payments and can prove you havent “spent them” then these are disregarde.  For example if you received £1000 in cost of living payments - and your savings have since remained above £1500 then you can argue that that is the COL payments, so therefore when you go above £6K and declare this, the COL will be disregarded.   So in this example the reduction will not apply until you have £6K Capital although you will have £7`K, 

That helps. Thank you Pete. 

Jack_bauer24

I need some advice. I need to change my mobile number with PIP, but I am just anxious and worried that if I changed my number, it will trigger a review. Will it trigger a review if I phone up and change my number? 

Alice_Holt

Jack_bauer24 said:

I need some advice. I need to change my mobile number with PIP, but I am just anxious and worried that if I changed my number, it will trigger a review. Will it trigger a review if I phone up and change my number? 

     No it won't