Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻

Cheery_Daff

Ha, I can see you are very fond of it PiP! 🥰😂

Right. Both cars are now home, thank goodness 😁 Big car had both sets of wheelbearings replaced at the back which cost us £190 - and would have needed doing at next week's MOT anyway 🙄

Total spent on cars/hire van/breakdown fees through this whole fiasco is £717 🙄

As ever, very grateful to be able to pay that without either panicking or resorting to credit. 

No particular plans for the weekend. Weather is best tomorrow, so I'd like to get some outside stuff done - strimming some bits and scything others. And some washing.

Weather is rubbish on Saturday (although the forecast is better than it was) so it might be batch cooking, processing damsons from the garden, blog posts, sorting out photos etc.

Tonight though, some flute practice, and watching the last episode of the past season of All Creatures Great and Small before tonight's new season 😊😊😊

Ooh, and my Attic24 canal boat blanket is SOOOoooooo close to being finished now - I' on the third round of border (there are 8, I think) so hopefully that will get done over the weekend too 😊😊😊 Very satisfying!!

Tescodealqueen

Looks like they do still have a 7% regular saver so maybe we'll try again

Reference this:
we each have this regular saver with same bank but  I can’t see Mr TDQS when I log into account and he can’t see mine, presumably for data protection though it seems odd when we have had joint account for over 40 years. Just so you know in case you decide to do it.

Cheery_Daff

Thanks TDQ - that's useful to know, but on that occasion he couldn't see it when he was logged into his own account!

Awake at stupid o'clock clock this morning but at least managed to snag a free coffee from the Octopods. All credit to them, they do take the most expensive one off the bill when you present the voucher. £4.70 this morning 😱😱😱 How is that even a thing??

beanielou

Lies in a darkened room. £4.70 for coffee. 

Greying_Pilgrim

Budge up beanie - I need to lie down too.  I am seriously not built for this modern world.  £4.70 for a coffee 🤯

Hope the coffee was scrumptious Cheery and that you manage to complete your blankie over the weekend.

Greying X

Cheery_Daff

It was Mr C having a super duper large coffee with extra shots in 😬 My cup of tea was £2.95 which while still extravagant, is rather more in the believable range 😬

Cheery_Daff

The little 'waste not, want not' hatch was open when we went past, so we had a bag of stuff from them, and stuck some dosh in the pot. They had SO MUCH bread 😮 I'm so glad these schemes are more prevalent now, I bet a lot of it went in the bin before (and possibly still does now 🙄). Anyway, we've got 2 loaves of sliced sourdough, 3 unsliced fancy wholegrain loaves, a bunch of nanas, couple of apples, couple of oranges, four figs, some grapes and strawberries, and a pre-cut pot of watermelon that leaked all over everything else on the way home 🙄😂

Oh, and a couple of lettuce plants with their roots still attached.

Eating one watermelon-flavoured loaf today, but the rest (mostly unscathed) is going in the freezer.

On the cards for the rest of today: 

* scything - I'd love to get behind the house finished
* IPL machine
* flute practice
* watching All Creatures Great and Small
* bit more blanket border - on row 4 of 8 now 😊😊

greent

We have a joint (but Mr gt doesn't do anything to do with banking at all, ever....) instant access account that is our 'pots' account. It is funded monthly by lots of standing orders (eg 1 for 'vehicles'@£200/ mth, 1 for house insurance at £45/ mth etc) and then funds are taken out when the appropriate bill comes in. I keep track of the pots via a spreadsheet once a month (well, often once every 2 months) and that way I can see of any pot is running at a deficit - there always more than enough to keep everything OK (I think the min balance over the past year has been around £1.5k and the max £5k) I set it up when we bought our first house back in 1991!! 🤣 The interest each month gets added to the broadband/TV pot  as that never has a round balance, and I keep all of the other balances as nice round figures! (Eg if the house insurance is £427.53 I will transfer out £420 or £425 to the current account and cover the oddsies from the current account 

Cheery_Daff

Darn it, just got distracted and lost my post! 

Anyway, thank you for sharing that @greent It seems like a nice balance, and very straightforward - I can see that working here too. I like that you've got different standing orders - makes it easy to see what's being sent to the pots. 

Mr C is on board with the idea of ditching YNAB and is helping investigate solutions, so we may well end up with something I've not heard of, especially some kind of expense tracker that we can both use for the everyday pots. We're going to have a bit of a financial summit over the weekend. 

A nice lazy start to today. I finished reading my book in bed, then got up and watched the latest All Creatures Great and Small while finishing another round of the edge of my blanket and darning in some ends. Four down, four to go! Should be finished tomorrow

Not managed to get dressed yet though

So, today's plan. 

* Nip to town - there's a local event that I'd like to see
* bit of time outside - start clearing some of the stuff I've scythed
* more blanketry
* much-needed flute practice
* IPL
* blog post?!
* bit of batch cooking

Hmm, that's far too vague a plan. Off for a shower and will make a more detailed one... 

KajiKita

Ooh … if you do find an effective (cheap or free!) alternative to YNAB, please share 😊

What’s the local event? <nosey mode>

KK