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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
Comments
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Hope the situation works out okay for everyone 🤞https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 53
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r65 -
Sounds hard waiting. Hope the news is as good as it can be x
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,270 Interest saved £5,816 to date
Fixed rate 3.85% ends October 2030
Read 54 books of target 52 in 2025, as @ 28th September
Produce tracker: £389 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Thank you @PenniesIntoPounds and @KajiKita for your good wishes 😊
All is fine. Mr C Snr had locked the door from the inside, left the key in, then gone to bed and turned his hearing aids off 🙄 carers couldn't get in because they key was in the door, couldn't see him, and couldn't rouse him. Mr C's sister, ever pragmatic, told them to wait til their next visit before calling the police to break in (given that there had been no specific signs of anything wrong this morning, and the most likely thing was that he'd just gone to sleep), but obviously we then had to wait several hours to hear anything.
Still, panic over and we are having a stiff gin!8 -
Oh no, what a panic! Not sure if this might help but we had my grandads locks changed to thumb turn cylinders, so he had no need for a key on the inside, stopping the risk of him leaving it in there and us not being able to get in if needed xMortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!7 -
Thanks Jessy, that might well be an option at some point, no tonight though!6
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Argh, they just don’t realise .,
I drop stuff off regularly at my friend house who lives with elderly poor health parents. The last time I went in, shouted hello and got no response, walked in a bit further and shouted a bit louder, still no response ! I was phoning my friend walking upstairs dreading what I was going to find only to find her mum at the top of the stairs without her earring aids in so hadn’t heard me. She could not understand what all the fuss was about !Sealed pot challenge 822
Jan - £176.66 :j6 -
Oh dear Jessy!
I suspect we'll all be exactly the same ourselves when we get there 😬 Can you imagine having to remember to keep taking the key out of the door, and having everyone fussing and bothering about ringing the police when you're just having a nap? I can well imagine thinking everyone was making a fuss 😬
I suspect I'd also be the one insisting I was perfectly fine to fit the stair carpet or paint the ceiling 😬
Anyway, a brief pots update before bed. Amounts remaining with 3 days of September left:
Food & household: £77.09/£350
Diesel & parking: £75.82/£300
Joint treats: £14.90/£200
My spends: £71.01/£150
Mr C spends: £120.35/£150
=£359.17/£1150
That's not too bad. Plans for the remaining days:
Sunday - been invited out for pub lunch (so treats budget will definitely go over)
Monday - working at home, Mr C has an event in the evening, not sure if I'm going
Tues- in work, taking the car for MOT (not out of these pots though!)
Might need some more milk but we're fine for other food, i think.
I think we've both enjoyed reigning it in a little. Got a few decisions to make:
* do we stick with this budget next month, or trim some of them a little?
* do we carry amounts over or reset?
* if we reset, where do the leftovers go?
And I want to make a decision about accounts and spending trackers too, but not tonight.10 -
Wow … £77.50 for food and household for a month … Are you breatharians?? I have no idea how you’ve achieved that 😊
Looks to me like you could dial down the joint treats and the diesel a bit?I would sweep off the unspent funds to savings (and then reset budgets for next month from scratch) as that was the whole point of the exercise wasn’t it? That way you will feel like you are making some progress 😊
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,270 Interest saved £5,816 to date
Fixed rate 3.85% ends October 2030
Read 54 books of target 52 in 2025, as @ 28th September
Produce tracker: £389 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Kajikita - isn't Cheery counting backwards? isn't it £77.09 remaining of the £350 budget (which is pretty darn spiffy, might i add), rather than £77.09 spent of a £350 budget? I thought the figures were what was remaining in each pot. Apologies if I have misunderstood and am misleading anyone.
signed a woman who has nothing left in her grocery pot..... Greying X
Pounds for Panes £7,705/£10,000 - start date Dec 2023
Grocery Spend September 2025 £202.18/£200
Non-food spend September 2025 £29.44/£50
Bulk Fund September (month 9 of 12) £4.80/£405 -
Cheery_Daff said:Amounts remaining with 3 days of September left:
Food & household: £77.09/£350
Diesel & parking: £75.82/£300
Joint treats: £14.90/£200
My spends: £71.01/£150
Mr C spends: £120.35/£150
=£359.17/£11503
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