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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻

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Comments

  • greenbee
    greenbee Posts: 18,103 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on finishing the blanket. 

    You clearly need a couple of cats - they could deal with the mice and the spiders!
  • beanielou
    beanielou Posts: 96,642 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    SEnds a cat to live with Cheery. They will deal with the mice & the spiders. Sadly they also bring in birds. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Cheery_Daff
    Cheery_Daff Posts: 17,577 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Please don't send me cats! 😂 I'd rather have mice than a load of dead birds! Mr C wouldn't stand for it! 

    Hmm, a mysterious banking occurrence 🤔 Mr C had a bank statement this evening, from our main bank. Odd, as I didn't think he had a separate current account (used it for a switch a while back). 

    Turns out it's a smart saver. New account. Statement 1 of 1. Only transactions, both 18th Sept:

    * £250 in from our joint current account
    * £17.50 interest

    🤔

    I mentioned we'd tried to set him up a regular saver a year ago - first didn't open properly, so we opened a second, but that apparently meant he had two, which contravened regulations, and they closed the second - and as far as we could tell, the first hadn't opened. 

    So I would have assumed this savings account was what a regular saver had turned into - except there was no regular saver.

    Also, why has it had £250 transferred into it? Nobody did that manually! All I did recently was cancel the £250 standing order to my regular saver. 

    Weird weird weird! We'll have to Mr C's account to see what's happening - he's not got the banking app on the phone.
  • Cheery_Daff
    Cheery_Daff Posts: 17,577 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ok, logged into his account - the savings account is showing, with £267 into it. The reference for the payment is 'to [Cheery] regular saver'. Curiouser and Curiouser. 

    Odd that a standing order that until very recently was going to MY savings account has all of a sudden gone to HIS! Mine is still open, with the same account number - it's just not a regular saver any more (and neither is his!)

    I suspect just an odd glitch, but not a remotely helpful one (especially as it's not showing in the list of standing orders). 

    It's just about possible that I've done it manually when cancelling the SO - but HOW? That account is in the list of payees, but it looks like it's actually a standing order - and I can't see as I managed to cancel one standing order, and in the process set up an entirely separate standing order for the same amount and with the same reference number, to an account that we've never transferred anything to, and then cancel it again after one transaction. 

    Anyway, blah blah. I've sent a secure message through the online system to query it, and hopefully they'll let us keep the £17.50 interest :lol:
  • rtandon27
    rtandon27 Posts: 6,051 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Did I miss the blanket piccie?
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)
  • KajiKita
    KajiKita Posts: 8,403 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    That typepad link didn’t work for me …

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • maddiemay
    maddiemay Posts: 5,139 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Lucy's Typepad account closed on 30th Sept (with those of everyone else I believe).  Her site is migrating to www.attic24.co.uk, from today, nothing there to see yet, history and details of the problem on her book of faces pages.  Cannot imagine the amount of work to save all her lovely patterns and photos.


    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,962 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Does the link to where Lucy's canal blanket was shown, on her insta account, in all it's glory work for anyone ....

    Lucy's Canal Blanket

    HTH Greying X
    Pounds for Panes £7,705/£10,000 - start date Dec 2023
     
    Grocery Spend October 2025 £173.75/£200 
    Non-food spend October 2025 £35.96/£50
    Bulk Fund October (month 10 of 12) £0/£35.20 
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