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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻

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  • KajiKita
    KajiKita Posts: 7,661 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I have a list like that, which I get distracted from by N3tflix and tapestry … 😉

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • rtandon27
    rtandon27 Posts: 5,669 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 18 May at 11:26AM
    😁 that's a good sized list Cheery - not overly ambitious for a Sunday.

    Mine consists of wake up, drink coffee, comb hair, mani/pedi, basically get ready to run out of house errands. So far I'm up which is a win!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • Cheery_Daff
    Cheery_Daff Posts: 17,144 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done RT! You're one up on me - I'm not out of bed yet 😬😂 running out of 'first thing' to do my first things in 😂 what time does 'late morning'  officially start?!
  • KajiKita
    KajiKita Posts: 7,661 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Well done RT! You're one up on me - I'm not out of bed yet 😬😂 running out of 'first thing' to do my first things in 😂 what time does 'late morning'  officially start?!
    11am I reckon …! 🤔😉😊⏱️

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Cheery_Daff
    Cheery_Daff Posts: 17,144 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ha, well it'll have to be at this point! 😂😂 going out at 4pm so still got 6 hours...
  • rtandon27
    rtandon27 Posts: 5,669 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 18 May at 11:39AM
    ...I've managed to have coffee...
    ...then segwayed into brunch which OH made...
    ...not out of pj's yet...
    ...anything before noon is late morning - you are still winning yet! 😁

    ETA - surely YNAB is an in-bed activity?
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • themadvix
    themadvix Posts: 8,748 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Cheery, however expensive your long weekend away was, I think our weekend in Amsterdam beat it - I’m too embarrassed to say how much we spent in four days! I am with you on not needing another of those again for a while - but we’re away for a two-week holiday in a few weeks. Already thinking about how we can make it cheaper (except I know Ireland isn’t particularly cheap!). I think eating out and enjoying yourself has become very expensive recently - I don’t think it’s just that we were having fancy meals (we had one of them and a fairly expensive lunch, but otherwise ate at a food hall type place/got something to go).

     Well done for getting YNAB sorted - it’s always worse when it’s been put off for a while.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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