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Here’s where the story ends…
Comments
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I have plenty of spares SH, enough to start a small boutique 😂 I think I could probably get well into the new year without repeating an outfit 🤦♀️
Itching to get my payslip and plan my budget for the month, hopefully tomorrow?
Mortgage End Date: Apr 36/Aiming for Apr 28/Current Aug 33
Mortgage OP 2025 £2350/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £41,396
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
I am indoors a lot working so I am wearing my 'leggings' uniform!skint_spice said:
That’s me! But I am trying to wear them all and not get stuck in a rut. After years of uniforms it’s strange selecting clothes each day😂LadyWithAPlan said:
Apart from pants I have enough clothes for months it feels like!skint_spice said:The obvious takeaway from my previous post is that I have way too many clothes as I hadn’t needed anything enough to enter the room in a week!
I am also hoping for a nice pay cheque to put into my YNAB budget to play with
The joy it gives me is quite sad .. DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest3 -
Well payslip is in and tax still not fixedMortgage End Date: Apr 36/Aiming for Apr 28/Current Aug 33
Mortgage OP 2025 £2350/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £41,396
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
How frustrating. 😕2
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It is indeed Peb, even if I knew for sure it would be sorted out next month I would be less anxious, it just seems never ending.Mortgage End Date: Apr 36/Aiming for Apr 28/Current Aug 33
Mortgage OP 2025 £2350/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £41,396
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Thats frustrating 😢 Do you know why the payslips are having this issue?KKAs at 15.03.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £239,814
- OPs to mortgage = £10,327 Interest saved £4,584 to date
Fixed rate 3.85% ends November 2029
Read 8 books of target 52 in 2025, as @ 1st March
Produce tracker: £16 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Tax office sent them the code but I dare say they will claim a fortnight wasn’t enough time to sort it out…Mortgage End Date: Apr 36/Aiming for Apr 28/Current Aug 33
Mortgage OP 2025 £2350/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £41,396
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Groooan …. 🙄skint_spice said:Tax office sent them the code but I dare say they will claim a fortnight wasn’t enough time to sort it out…
They’d better sort it next month!!KKAs at 15.03.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £239,814
- OPs to mortgage = £10,327 Interest saved £4,584 to date
Fixed rate 3.85% ends November 2029
Read 8 books of target 52 in 2025, as @ 1st March
Produce tracker: £16 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Any how we plod on - it will all be sorted out eventually!
I was sent a really lovely job opportunity but sadly it is only a couple of days a week so would seriously dent my OPs but still it’s nice to see it would possible.
One more shift then off for a week🎉
Mortgage End Date: Apr 36/Aiming for Apr 28/Current Aug 33
Mortgage OP 2025 £2350/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £41,396
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Whit a blooming pain.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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