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That little kitty looks like an absolute menace 🤣Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!1
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She is Jessy! Although she is currently cuddling into my leg keeping me warm 🩷Mortgage OP 2026 £350/2000Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £32,990
Make £50 a month Jan £20
Boiler fund £1225/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Almost at pay out on 0nepo!! again🎉 not done much else for moneymaking this month although I have spent less and taken extra OT next week although pay not included in extra money quest.
Started line dancing this week which was fun😂 and I have been trying to walk a little bit more every day. Did contemplate joining a gym but think I will leave it for now.
In MS attempts my dad helped me put my whirly up in the back garden today so I can finally hang out washing again!Mortgage OP 2026 £350/2000Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £32,990
Make £50 a month Jan £20
Boiler fund £1225/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
Well done dad!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
And today it rained so no washing out!
Got my nails done today so no NSD. £20 claimed from 0nepo!! and went to film club with my friend so a nice day all in.Mortgage OP 2026 £350/2000Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £32,990
Make £50 a month Jan £20
Boiler fund £1225/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
NSD today! My veg growing subscription stuff arrived but working all weekend so it’s looking like Monday before I get a chance or possibly next weekend.
I was very tempted to get a takeaway but made fajitas instead so quite pleased with myself.Mortgage OP 2026 £350/2000Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £32,990
Make £50 a month Jan £20
Boiler fund £1225/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Veg growing subscription ...?
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Pot gang? They send out seeds, compost etc. I still haven’t got started but have a few days off now so shall get with it!KajiKita said:Veg growing subscription ...?
KKMortgage OP 2026 £350/2000Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £32,990
Make £50 a month Jan £20
Boiler fund £1225/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
I’ve had a rummage …. 😊
I’d be interested to know what you think of their grow guides … Love the idea of including recipes with each of the seed types 🤩
I’m a bit surprised that they are sending out courgette seeds as early as February?
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
The seeds are kept indoors for a while KK. I will see how it goes.
The next few weeks are very busy, I seem to have a lot of catching up to do. I have dancing this afternoon so must go make an omelette as for brunch to keep me going.
Haven’t been too spendy but bought a couple of cosy throws at the weekend, here is her majesty enjoying one of them (perhaps she thinks they are related).
Mortgage OP 2026 £350/2000Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £32,990
Make £50 a month Jan £20
Boiler fund £1225/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3
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