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Here’s where the story ends…
Comments
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Thanks KK, it was at the weekend. There was cake😂
I was doing so well a few weeks back and there was much soup eaten, I must get back to that.
Mortgage OP 2026 £640/2000Mortgage balance: £32,222
Make £50 a month Jan £20, Feb £0, March £31, Apr
Boiler fund £1981/30003 -
A belated happy b'day 🎉💐🎂🎁🍹
2 -
Almost pay day, plan made for March and I have spent a lot of money on some personal training sessions. I feel like I was getting nowhere alone so hopefully this will work! If not I’m not tied in so no biggie.
Not much of an OP for March as spare funds will be heading to the boiler fund😴Mortgage OP 2026 £640/2000Mortgage balance: £32,222
Make £50 a month Jan £20, Feb £0, March £31, Apr
Boiler fund £1981/30003 -
I did the same with the personal training thing. It’s been absolutely transformative 😊 Hope you enjoy yours as much.
KK
As at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 25 books of target 52 in 2026 as @ 5th April.
Produce tracker: £73 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I hope so KK, I looked at different gyms and options but wasn’t sure if I would use the weights if not prompted to do so😂 I have also entered a 10k in May so hoping to have improved my strength and fitness by then. At the end of the day I want to get MF but I want to be fit as possible when I retire so an investment in me.
Mortgage OP 2026 £640/2000Mortgage balance: £32,222
Make £50 a month Jan £20, Feb £0, March £31, Apr
Boiler fund £1981/30002 -
The guy I'm training with is starting from ground level basics atm with me, so I am barely using weights so far - mainly body weight and some bands. You wouldn't believe how hard some of it is and I'm only moving ME around!! 🤣
I was aware that my fitness was only declining. I have a long way to go before getting to MF / retirement (13 years or so?) and I need to be fitter to sustain working and some kind of quality of life 😊KK
As at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 25 books of target 52 in 2026 as @ 5th April.
Produce tracker: £73 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I am ten years off my official retirement age but don’t want to work until then and like you I felt my fitness was declining KK. Time to sort myself out.
In other news the cat discovered earlier that she could open the front door as my father and sister were in and it was unlocked so she’s now annoyed as she has been trying to do this for the last minutes and it’s locked now! Whiney girl!Mortgage OP 2026 £640/2000Mortgage balance: £32,222
Make £50 a month Jan £20, Feb £0, March £31, Apr
Boiler fund £1981/30003 -
Took an extra shift yesterday, it was a glorious day and I was stuck indoors, today the rain has been torrential! I managed a run between showers but washing on airer and garden was a no go.
Trying to have a low spend March, did some food shopping today but really have quite a lot in so apart from fruit and veg I will have enough for a while.I ordered a rice cooker earlier this week (a tiny one) as I hate cooking rice for one so have been buying the microwave packets but feel this is a healthier option. It worked perfectly and I made enough for fried rice tomorrow night so I’m pleased with that.
£100 oped and £400 to boiler - over halfway on that now 🎉
Mortgage OP 2026 £640/2000Mortgage balance: £32,222
Make £50 a month Jan £20, Feb £0, March £31, Apr
Boiler fund £1981/30007 -
Successful day today! Line dance class, lunch then I got stuck into the garden. I cleared a big patch then started taking down a metal pergola that I had given up on as the shade kept ripping, got a text from DS who was going to pop in and he came over and helped with the dismantling. He’s going pop by tomorrow with a van from work and take it and a load of old wood to the tip🎉
Mortgage OP 2026 £640/2000Mortgage balance: £32,222
Make £50 a month Jan £20, Feb £0, March £31, Apr
Boiler fund £1981/30004 -
Well done DS!
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2
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