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Here’s where the story ends…

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Comments

  • skint_spice
    skint_spice Posts: 13,728 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    And he’s been already Beanie so I’m delighted that is a load away, I was debating how to fit the metal poles into my car😂

    Woke up to an email telling me some git had used a load of my nectar points! All sorted now but it seems to be quite common according to my googling! I think I will keep the balance to about £30 max as I don’t want to go through that again.

    First load of washing out in the sun and I will go for a run once the second load finishes.

    Mortgage OP 2026 £640/2000
    Mortgage balance: £32,222

    Make £50 a month Jan £20, Feb £0, March £31, Apr
    Boiler fund £1981/3000

  • beanielou
    beanielou Posts: 99,193 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    I keep my nectar points locked unless I’m using them. Not sure if that’s helping.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • skint_spice
    skint_spice Posts: 13,728 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    I’m not sure I had the option but think I do now!

    Mortgage OP 2026 £640/2000
    Mortgage balance: £32,222

    Make £50 a month Jan £20, Feb £0, March £31, Apr
    Boiler fund £1981/3000

  • teapot2
    teapot2 Posts: 3,747 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Was going to say, I keep mine locked in the app after my cousin had hers 'stolen'.

  • skint_spice
    skint_spice Posts: 13,728 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 March at 9:53PM
    IMG_1360.jpeg

    Guess who is enjoying the heated throw?😂

    I’ve been to the gym and also did a spot more weeding so this evening is sofa time! A book and plenty of tea for me.

    Oh and joy of joys a letter from the tax man saying I owe them money and they are reducing my allowance from April. Hey ho - a rejigging of budget yet again. And a requirement to say yes to overtime a few times a month.

    Mortgage OP 2026 £640/2000
    Mortgage balance: £32,222

    Make £50 a month Jan £20, Feb £0, March £31, Apr
    Boiler fund £1981/3000

  • beanielou
    beanielou Posts: 99,193 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Such a cutie.
    Boo to the tax man.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • skint_spice
    skint_spice Posts: 13,728 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    I shall just have to cut my cloth accordingly Beanie. I did get a lot back last year - obviously too much - and put a wodge towards the mortgage so I suppose I am saving interest… trying to find the positives!

    Managed a run today despite terrible weather and aching legs following my first gym session, so stiff.

    Off to see a film tonight with my pal, absolutely shattered so hope I manage to stay awake.

    Mortgage OP 2026 £640/2000
    Mortgage balance: £32,222

    Make £50 a month Jan £20, Feb £0, March £31, Apr
    Boiler fund £1981/3000

  • skint_spice
    skint_spice Posts: 13,728 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Goodness where has the week gone? I have taken a few extra shifts at work so that probably hasn’t helped.
    I’ve just been rereading my first diary from 2008 in DFW land, I think there were a few things I did regularly that I could do with returning to - ebaying each week and competions. I think I need to restart a weekly to-do list. Toying with the idea of going back to cash for groceries.
    Going out with DS in a while for some lunch and hopefully a wee walk if it dries up a bit. I have been to the gym three times this week and my arms ache from yesterday’s workout. I have been really enjoying it and everyone is lovely and friendly.

    Mortgage OP 2026 £640/2000
    Mortgage balance: £32,222

    Make £50 a month Jan £20, Feb £0, March £31, Apr
    Boiler fund £1981/3000

  • skint_spice
    skint_spice Posts: 13,728 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    OK list for the week:

    Exercise 5 days

    Enter 10 competitions (5 done)

    Declutter 20 items from my bedroom

    Plant remaining veg from veg box

    List 5 items

    Mortgage OP 2026 £640/2000
    Mortgage balance: £32,222

    Make £50 a month Jan £20, Feb £0, March £31, Apr
    Boiler fund £1981/3000

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