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Here’s where the story ends…
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There’s not much extra cash to sweep it along though KK😂 not if I want to keep my spending pots which I do.
Today is the gym then out for lunch with DS and his girlfriend to celebrate their birthdays and tomorrow I am walking with my friend and her DH. So a bit spendy today as it’s my treat but worth it.
I need to get a few items on vinted and plant some more flowers too. Decluttering and enhancing!
Mortgage OP 2026 £960/2000Mortgage balance: £31,460
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30,
Jun £03 -
Another £20 received from 0nep0ll🎉
Today I did the gym, dance class and walked into town and back, bit tired this evening. The rest of the day was mainly spent reading a book in the garden while her majesty pottered about chasing flies and jumping at birds. Very relaxing….
Mortgage OP 2026 £960/2000Mortgage balance: £31,460
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30,
Jun £04 -
Cats sure like to be the stars of the show…
You are doing great on the mortgage… plus dancing, gym and walking… just wow.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £42.5K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 48.8K of £127.5K target 38.3% 24/5/26 (If took bigger lump sum = 71.K or 55.9%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.7K updated 29/5/261 -
Another £50 OPed and £50 due tomorrow so have updated signature.
I have been mainly working, working out at the gym and dancing, oh and spending too much money! I don’t think there’s much chance of further OPs this month as I have an unexpected car bill😩So the aim for June is lots of cheap days out, let’s hope the weather improves…
Mortgage OP 2026 £960/2000Mortgage balance: £31,460
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30,
Jun £01 -
Here’s hoping on the weather.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1
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