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Here’s where the story ends…

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Comments

  • teapot2
    teapot2 Posts: 3,913 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Great OP and congrats on getting into the '20s 👏🏼👏🏼

  • skint_spice
    skint_spice Posts: 13,806 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    https://forums.moneysavingexpert.com/discussion/comment/82087188#Comment_82087188

    Not quite there yet but on Monday or whenever my next payment comes out I will be! I haven’t had a mortgage balance that low since the 90s😂

    Mortgage OP 2026 £1870/2000
    Mortgage balance: £29,865

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept



  • teapot2
    teapot2 Posts: 3,913 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    You can bask in anticipatory celebration over the weekend 😁

  • South_coast
    South_coast Posts: 6,628 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic

    You could dress for the 90s to celebrate 😀😀😀

    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • skint_spice
    skint_spice Posts: 13,806 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    https://forums.moneysavingexpert.com/discussion/comment/82087623#Comment_82087623

    I may still do😂

    Mortgage OP 2026 £1870/2000
    Mortgage balance: £29,865

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept



  • skint_spice
    skint_spice Posts: 13,806 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Absolutely exhausted today so had a lazy day, luckily it was dry so have caught up with my washing. Went with my dad to see my mum who is looking frailer and tinier by the day.

    So in today’s impulse buys I bought a blender for smoothies and shakes, it was reduced in Mr S to £8 despite the fact the model down was about £25. I am justifying it as it’s less than a bottle of wine and I can make myself some protein iced coffee drinks for work.

    Ms S was out for hours and hissed at me when I tried to help her down off the fence so hopefully she is ok and hasn’t had a fight or tumble. She has eaten and taken herself off upstairs - probably resting up in readiness for waking me at 4am😩

    Mortgage OP 2026 £1870/2000
    Mortgage balance: £29,865

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept



  • beanielou
    beanielou Posts: 101,037 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Miss S had the zoomies at 2am this morning. 😹. Sorry about your mum.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • skint_spice
    skint_spice Posts: 13,806 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Madam was up early this morning Beanie -must have been around four again - but I am off to the gym for 8am and came back to bed with a cup of tea to read for a while and she’s asleep cuddling into my leg😂

    Working this afternoon/evening such joy!

    Mortgage OP 2026 £1870/2000
    Mortgage balance: £29,865

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept



  • skint_spice
    skint_spice Posts: 13,806 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Account balance now showing in the twenties🎉🎉🎉🎉

    I had great plans of getting lots of things on vinted over the next week but appear to have overstretched myself and I am not sure when I will have time! Setting myself a more realistic goal of ten items for the week. I am going to be doing a fair bit of overtime next week so don’t want to feel pressured.

    Mortgage OP 2026 £1870/2000
    Mortgage balance: £29,865

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept



  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,944 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Fantastic news on the mortgage!

    I find I start one thing on v1nted and aim for maybe five and before I know it an hour has passed and I've listed twenty things 😆 .

    Emergency Fund - £1000 
    Baby cash emergency fund £210/250 
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 24/24

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