NatWest/RBS/Ulster £200 Switching Offer 15/2/2024-2/4/2024

macy08

rider22 said:

Bridlington1 said:

Good morning,

NatWest have now launched a £200 switching offer today. See:
https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html



EDIT:
RBS have also launched a £200 switching offer. See:
https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html

can we apply for both natwest and ulster at the same time ? 

Yes, I did all 3 at the same time last year

macy08

Bazzalona13295 said:

Apologies for asking but my phone is playing up and it cannot load/see stuff properly.

Am I right in thinking that : 

We don't need direct debits 
Having a Nat West current account does not exclude me from RBS as I have never switched to them?

Many thanks

No direct debits needed

Having one account with the group does not exclude you from the others 

azualbet

I did this switch back in September 2023 for NW and RBS. Think I can do it again? 

PRAISETHESUN

azualbet said:

I did this switch back in September 2023 for NW and RBS. Think I can do it again? 

Probably not, but never really hurts to try if you've got spare donor accounts lying around.

SickGroove

So, I've already got a joint NatWest account since 2016...

Am I still eligible for the RBS offer as a new sole account holder? I've never had an account with RBS.

Nasqueron

SickGroove said:

So, I've already got a joint NatWest account since 2016...

Am I still eligible for the RBS offer as a new sole account holder? I've never had an account with RBS.

That is what the offer states - not eligible if you took advantage of a switching offer since 1/1/2020

SickGroove

Nasqueron said:

SickGroove said:

So, I've already got a joint NatWest account since 2016...

Am I still eligible for the RBS offer as a new sole account holder? I've never had an account with RBS.

That is what the offer states - not eligible if you took advantage of a switching offer since 1/1/2020

Could I then also take out a sole NatWest account & get that offer too?
So benefitting from both RBS & NatWest offers?

bottleandahalf

Did they ask you to upload an ID for the Natwest account?

PRAISETHESUN

SickGroove said:

Nasqueron said:

SickGroove said:

So, I've already got a joint NatWest account since 2016...

Am I still eligible for the RBS offer as a new sole account holder? I've never had an account with RBS.

That is what the offer states - not eligible if you took advantage of a switching offer since 1/1/2020

Could I then also take out a sole NatWest account & get that offer too?
So benefitting from both RBS & NatWest offers?

Sole/joint doesn't matter - taking advantage any switch incentive from NatWest, RBS or Ulster since 2020 will disqualify you from both the current NatWest and RBS offers under the terms of this offer.

That said, it's a completely different story in my view if they fail to enforce their own T&Cs. Plenty of people managed to get incentives the last few times they've run these offers when they shouldn't technically have been eligible. Could try your luck and see what happens.

Barkin

PRAISETHESUN said:

changearound1 said:

 Worth noting this sneaky little clause in the T&Cs:

'For a payment to be counted towards the £1,250, the funds must remain in the account for a period of 24 hours.'

I was also going to comment on this as this is the first time I've seen something like this for a switch offer. Either way at least it's spelt out clearly

The First Direct bribe last year was similar. A £1000 deposit IIRC. 

And I wouldn' t say it's a sneaky clause either - it's big & bold on the front page, not buried in the small print.