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Co Op Switch offer (seen 15th January 2024)
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            For anyone slightly uncertain about the exact timing of things, its good we have the 30 day window.
 I was under the impression my switch completed on 9th Feb so after that I did the 1k and have just finished my 5th card payment, but this afternoon the 'switch complete' e-mail has come through so I'm not entirely sure on the chronology.
 But if I have to do those again to get £100 so what?
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 I worried about this too. In exactly the same position. Fingers crossed I get the £100. Wording of this deal is very confusing.MACKEM99 said:Got email today saying now just need to transfer 1k and make 5 debit card purchases and I will qualify for the £100 which I did both yesterday so that will catch up. The email goes on to say once I get this I can the get £50 for opening the saver. I have already applied for the saver, yesterday and had email today to say saver being sorted. Now it may be just me but should I have waited for the £100 then opened the saver, or is the email just badly worded?0
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 I did 3 yesterday, Morrisons, they were 13p-17pE_zroda said:
 @pedrodelgado : These bananas must be hugepedrodelgado said:
 Nope, although we did change the PIN at an ATM on them both. Like you , I was expecting them to ask for a pin at least once with me making 5 x 15-17p transactions within a couple of minutes. Oh well , probably the last time we'll use the cards anyway.Middle_of_the_Road said:
 Unusual to be able to use contactless before initial chip/pin. Did you phone to register for online use?pedrodelgado said:
 Wife had an issue with this, fraud team message to check. Mine was fine, quite quick. Interestingly we bought 5 individual bananas each, from Sainsburys yesterday at self checkout to get the 5 DC transactions, contactless each one with no pin required and first time use of the cards.PRAISETHESUN said:
 Quite likely this is being held for security reasons. I suspect you'll probably need to chase it.Nasqueron said:Have to add that the transfers from co-op out are terribly slow.
 I moved 1p as a test and then £25 for the saver from Kroo - both went through immediately to Co-Op
 I moved 1p back to Kroo just to confirm it was working before I move £1000 - the money went yesterday but the transaction was posted today and still not arrived. The payee details are correct (and were verified), I will probably need to do the transfers in dribs and drabs as the £1000 I earmarked for this will be needed elsewhere!
 Will do the 5 transactions over the next couple of days and see how it goes
 Annoyingly, I did a £250 shift yesterday and then it got held in fraud again on the way back so had to go through the whole fraud prevention stuff again - slightly more sensible conversation than the silly one yesterday about the dangers of losing 1p to fraudsters  Sam Vimes' Boots Theory of Socioeconomic Unfairness: People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet. 1
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            Did the £1000 payment yesterday, rather surprised how worryingly long it took to appear in the Co-op account, with other banks it's pretty much instant.
 Helpfully I had an email today telling me what I still need to do to qualify for the payment which I don't think any other bank has ever done. Now just to spend some more money with the card!Remember the saying: if it looks too good to be true it almost certainly is.0
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            lol these emails are strange, switch completed on Monday, email yesterday (tuesday) confirming switch completed, email now today advising the criteria and that is still need to pay £1k into the account, however the £1k has been sitting in the account since monday!.
 have bounced it back out via faster payment so will send it across again today just to be on the safe side!MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..0
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            Another email to the chocolate fireguards asking for an update on my switch. They are determined to make me work for this £150.1
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 Similar here - switch Monday, although email not until this morning saying switch completed and still need £1000 into the account, which I'd already done so will now do again to be sure!anna42hmr said:lol these emails are strange, switch completed on Monday, email yesterday (tuesday) confirming switch completed, email now today advising the criteria and that is still need to pay £1k into the account, however the £1k has been sitting in the account since monday!.
 have bounced it back out via faster payment so will send it across again today just to be on the safe side!0
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            My experience has been the switch was completed at the beginning of this week, had a reminder e-mail this morning about completing 5 transactions in order to get my £100, which I knew I needed to complete anyway, I've finished off the rest of the transactions and am now waiting for the £100.0
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            To be fair the Coop has been pretty quick paying out the bonus. Easiest recently has been Nationwide. Worst, HSBC.
 But I for a couple of hours work so far I've made £475 (Hsbc, nationwide and coop) with hopefully £125 from tsb, £80 from hsbc, and £50 from Coop still to come. Plus the free £60 (6 x £10) from tsb for topping up my Octopus account. That's almost £800 which I'm more than happy about!2
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            I pushef the £1000 in and out on Friday, did the 5 debit card transactions on Saturday and got the £100 yesterday. All good here!1
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