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Co Op Switch offer (seen 15th January 2024)
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I had my switch letter from Barclays (app notification today for a letter dated 6th)
Should still proceed on 13th as planned, 1 DD gone already and 1 to followSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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just wondering, has any one else noticed how long it takes for the payees (i.e for faster payments to be made to) to be added onto coop site for switching. My switch is due to complete on Monday, so i am technically on day 5 of the 7 working day switching process, however on prior switches elsewhere, i can usually see the new payees for faster payments online by this point, however nothing showing on there as yet.
There is also no mention of the two standing orders that are moving from nationwide to Co-op. Do they not show up until the actual switch date for coop? (as on other switches done in the past can usually see them on the new account by day 4/day 5?
I can see the direct debit that should be moving ok on there, which i why i thought i would be able to see the standing orders and account payees for other payment by now (not showing on coop app or the coop website)
I'm not worrying too much yet as worse case senario of don't move will add another standing order, as new manually direct onto coop but just wonderingMFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..2 -
anna42hmr said:just wondering, has any one else noticed how long it takes for the payees (i.e for faster payments to be made to) to be added onto coop site for switching. My switch is due to complete on Monday, so i am technically on day 5 of the 7 working day switching process, however on prior switches elsewhere, i can usually see the new payees for faster payments online by this point, however nothing showing on there as yet.
There is also no mention of the two standing orders that are moving from nationwide to Co-op. Do they not show up until the actual switch date for coop? (as on other switches done in the past can usually see them on the new account by day 4/day 5?
I can see the direct debit that should be moving ok on there, which i why i thought i would be able to see the standing orders and account payees for other payment by now (not showing on coop app or the coop website)
I'm not worrying too much yet as worse case senario of don't move will add another standing order, as new manually direct onto coop but just wondering2 -
thanks Mable, that reassures me that it just be how coop set up on switches work,MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..0
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Today is switch completion day. Just checked nothing moved in yet for me or other half. What has been the experience of others does it move across sometime later in the day?
Thanks.
M990 -
MACKEM99 said:Today is switch completion day. Just checked nothing moved in yet for me or other half. What has been the experience of others does it move across sometime later in the day?
Thanks.
M990 -
My barclays now disappeared. Will register for online banking now and meet the t+c!0
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MACKEM99 said:Today is switch completion day. Just checked nothing moved in yet for me or other half. What has been the experience of others does it move across sometime later in the day?
Thanks.
M991 -
It was well before 9 when I checked. Will try again later this morning when I get home.0
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Nothing on e-mail yet, tbh not checked the Co op online but Barclays account (it better be one or I will kick off) is still there loud n proud.0
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