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The Diary Of Onebrokelady Aged 60 And A Half

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  • Onebrokelady
    Onebrokelady Posts: 7,930 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    So glad you have a bit of clarity regarding ESA , 1 less thing to worry about but bad that it's taken so long and given you added stress , hope you feel a bit less sore today x
    Thanks they certainly took their time but I think it’s normal for them which isn’t ideal really but we got there in the end thank god 🙂
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Onebrokelady
    Onebrokelady Posts: 7,930 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    So glad the money is sorted @Onebrokelady.  Not before time! Love Humdinger xx 
    Thanks definitely took their time but we got there in the end 🙂
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Willowtree222
    Willowtree222 Posts: 8,295 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Oh my, how awful for that person. I hope they do have family to help. 

    It does make you very grateful. Hope you don't pay for it too much tomorrow x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Newstartforme
    Newstartforme Posts: 239 Forumite
    100 Posts Name Dropper
    Woke up this morning to a message from the lady that is collecting the chicken run asking is she could come today but I wasn’t feeling too good and was still in bed so I said no 😀 I told her I was going to put it all in the front garden under my window so she can come and collect it at her leisure which she agreed was a good idea. I wasn’t  intending to do it today but once I got up I got a bee in my bonnet so decided to make a start and see how far I got and I managed to get the whole thing moved 🍾🥳🍾so now I don’t need to be here for her to collect it. I swept up the first leaf fall too while i was out there, there’s loads more to come down but I learned last year that it’s a bad idea to let them all come down and then try and clean them up. Hopefully I will sleep tonight because I won’t be thinking about moving the chicken coop and what a pain it will be 😀  I will pay for it tomorrow but at least it’s done and I really enjoyed being out in the garden as the weather was lovely.

    I had a wake up call today as well and I’m sitting here feeling very grateful for what I have. I’m a member of a retirement group on FB and there was a post today from someone in their late 50s who lost their job several months ago, this person is single so get UC at £400 a month and that’s all they have to live on 😳 they are planning to sell their house and downsize then live off any money left over until they get their state pension but in the meantime they can’t afford their bills and can’t have the heating on so are going to be freezing cold all winter, they said their clothes feel damp in the drawers ☹️  I couldn’t live like this and I’m very lucky I wouldn’t have to because I know both my daughters would offer me a place to stay if things were that bad. I don’t know if this person has family who can help.
     I am so glad I carried on paying into my NHS pension over the years even when I was really broke and I had plenty of times where I was going to opt out and stop paying it but I didn’t and for that I’m thankful to past me for thinking ahead. It’s not a massive pension but it’s making the difference in me not having  to cut too many corners. I know I will have to sell my house at some point in the not too distant future but I’m not relying on it to be able to live. It’s clean and nicely decorated and warm when I need it to be, I have money to put food on the table without having to think where my next meal is coming from, I can go out and meet friends or family for coffee if I want to and I can pay my bills without worrying. My budget is tight but I’m used to that and although it’s tight I’m not existing I’m living a nice life in comfort so yes I’m feeling very grateful tonight .

    Lovely post from you OBL but how sad for that person , to work until your late fifties and be in that position is just awful and not always so easy to get another job at that age . Glad you got the chicken run all sorted x
  • jwil
    jwil Posts: 22,431 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad the ESA is sorted.  Such a shame for the person on UC.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Cherryfudge
    Cherryfudge Posts: 13,786 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I wonder whether the person on UC has had all the help they are entitled to? It doesn't sound as though they have. There's this for instance: Help with your energy bills: If you're on benefits or have a low income - GOV.UK and of course there are food banks depending on what's available in their area. They might be able to get advice from Citizen's Advice, and local libraries often have details of what's available locally.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Onebrokelady
    Onebrokelady Posts: 7,930 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Oh my, how awful for that person. I hope they do have family to help. 

    It does make you very grateful. Hope you don't pay for it too much tomorrow x
    I know I felt awful reading about it ☹️
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Onebrokelady
    Onebrokelady Posts: 7,930 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    @Onebrokelady what a dreadful story.  You're right, we have so much to be grateful for.  Being able to rejoice in budgeting with our tribe on here makes a huge difference; we know we're not alone and that there's a place where we can defy 'the norms' that make so many people unhappy.  We know we have a value that doesn't depend on our possessions, most of which are unlikely to be paid for in the case of people who think like that. Keep going, you're an inspiration.   Love Humdinger xx 
    I’m so glad I found this site I can tell you 😀
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
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