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The Diary Of Onebrokelady Aged 60 And A Half

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  • Onebrokelady
    Onebrokelady Posts: 7,930 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Woke up this morning to a message from the lady that is collecting the chicken run asking is she could come today but I wasn’t feeling too good and was still in bed so I said no 😀 I told her I was going to put it all in the front garden under my window so she can come and collect it at her leisure which she agreed was a good idea. I wasn’t  intending to do it today but once I got up I got a bee in my bonnet so decided to make a start and see how far I got and I managed to get the whole thing moved 🍾🥳🍾so now I don’t need to be here for her to collect it. I swept up the first leaf fall too while i was out there, there’s loads more to come down but I learned last year that it’s a bad idea to let them all come down and then try and clean them up. Hopefully I will sleep tonight because I won’t be thinking about moving the chicken coop and what a pain it will be 😀  I will pay for it tomorrow but at least it’s done and I really enjoyed being out in the garden as the weather was lovely.

    I had a wake up call today as well and I’m sitting here feeling very grateful for what I have. I’m a member of a retirement group on FB and there was a post today from someone in their late 50s who lost their job several months ago, this person is single so get UC at £400 a month and that’s all they have to live on 😳 they are planning to sell their house and downsize then live off any money left over until they get their state pension but in the meantime they can’t afford their bills and can’t have the heating on so are going to be freezing cold all winter, they said their clothes feel damp in the drawers ☹️  I couldn’t live like this and I’m very lucky I wouldn’t have to because I know both my daughters would offer me a place to stay if things were that bad. I don’t know if this person has family who can help.
     I am so glad I carried on paying into my NHS pension over the years even when I was really broke and I had plenty of times where I was going to opt out and stop paying it but I didn’t and for that I’m thankful to past me for thinking ahead. It’s not a massive pension but it’s making the difference in me not having  to cut too many corners. I know I will have to sell my house at some point in the not too distant future but I’m not relying on it to be able to live. It’s clean and nicely decorated and warm when I need it to be, I have money to put food on the table without having to think where my next meal is coming from, I can go out and meet friends or family for coffee if I want to and I can pay my bills without worrying. My budget is tight but I’m used to that and although it’s tight I’m not existing I’m living a nice life in comfort so yes I’m feeling very grateful tonight .

    Lovely post from you OBL but how sad for that person , to work until your late fifties and be in that position is just awful and not always so easy to get another job at that age . Glad you got the chicken run all sorted x
    I know I felt really sorry for them and really we are all lucky because that came happen to anyone. I am relieved the chicken run is now out of my way 😀
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Onebrokelady
    Onebrokelady Posts: 7,930 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    jwil said:
    Glad the ESA is sorted.  Such a shame for the person on UC.
    Thanks I did feel really sorry for them, thinking about how stressful the last few months have been for me but at least I had my pension and some savings to fall back on 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Onebrokelady
    Onebrokelady Posts: 7,930 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    I wonder whether the person on UC has had all the help they are entitled to? It doesn't sound as though they have. There's this for instance: Help with your energy bills: If you're on benefits or have a low income - GOV.UK and of course there are food banks depending on what's available in their area. They might be able to get advice from Citizen's Advice, and local libraries often have details of what's available locally.
    I did think that but they are a single person and that is the monthly allowance for a single person, there were lots of replies pointing them in the direction of extra help but they had enquired about most of it and still hadn’t got anywhere ☹️
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Just catching up, so glad your benefit was sorted out for you, what a relief!

    And reading that post about the person with only £400 to live on.  I don't think many of us could manage that little. That would be my water, gas/electric and council tax for the month (or was the £400 after all bills) nevermind any food. It makes me feel grateful reading that post too ♥️🙏🏻
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • amber03
    amber03 Posts: 1,396 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    We’ve just had a smaller ikea open not far from where I live. Been very busy in there which isn’t a surprise. They have run out of meatballs at the minute. That’s the only reason I go. 
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • milann
    milann Posts: 11,502 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Happy sofa shopping. I’m so pleased ESA has come through for you. The support group makes such a difference doesn’t it 👍 
    Life must be hard for the person living on £400 a month. Like you say…..count your blessings 👍
    January spends - £587.58
  • Onebrokelady
    Onebrokelady Posts: 7,930 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Just catching up, so glad your benefit was sorted out for you, what a relief!

    And reading that post about the person with only £400 to live on.  I don't think many of us could manage that little. That would be my water, gas/electric and council tax for the month (or was the £400 after all bills) nevermind any food. It makes me feel grateful reading that post too ♥️🙏🏻
    The £400 was for everything 😳 they had stopped paying their council tax ☹️ and were in debt with their energy company 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Onebrokelady
    Onebrokelady Posts: 7,930 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    milann said:
    Happy sofa shopping. I’m so pleased ESA has come through for you. The support group makes such a difference doesn’t it 👍 
    Life must be hard for the person living on £400 a month. Like you say…..count your blessings 👍
    Thanks Milann it does make a massive difference to me that for sure 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Onebrokelady
    Onebrokelady Posts: 7,930 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    I went to Ikea and sat on lots of sofas but decided to go for the EKTORP that matches my chair. I liked the Hyltarpe range because it’s got one long sofa cushion on the seat instead of three separate ones so appealed to my tidy mind but then I thought I always sit in the same place so it would wear unevenly so I decided against it. 
    I didn’t order it there and then I went home to ponder a bit more then just told myself to get on with it so I’ve orderd it to come on the 3rd of November and then I’ve also paid for it to be assembled because I put the chair together myself and it was a pain in the bum so I’m not putting myself through that again 😀 I’ve also got the footstool which will go with the sofa as well as the chair, I can use the footstool with my current sofa but it’s slightly higher. The sofa was £470 with my Ikea family card so not too expensive. 

    Today I had to go to DD2s to wait for her sofa to be delivered so I didn’t meet my friend for coffee and they didn’t turn up until 5.30 pm ,the time slot was  2.45 until 16 45 so I could have gone for coffee after all. The sofa does look lovely 🙂even the cat likes it, she wouldn’t sit on the other one 😀

    Tomorrow I have my next rehab session so that will take up most of my day by the time I get there and back. I get into town to get the second bus a bit early then I go and get a vegan sausage roll, a doughnut and a coffee from GREGS and I go and sit on the green by the cathedral to eat it. The rehab starts at 1.30 so I have my lunch before I go 😀 it’s been lovely because it’s been really sunny and warm so I can sit outside. It’s very got to pick up a prescription from Boots as well but will do that on the way back because it’s up the other end of town. 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
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