Going Cash

kah22 Posts: 1,825
First Post Name Dropper First Anniversary I've been Money Tipped!
edited 29 January at 12:45PM in Old style MoneySaving
Cash seems to be outdated, everyone seems to be paying by their tapie friend or their smart phone, including me; but hopefully no longer.

'I'm sure there are stats floating about whether you win or loose by using a card I have to be honest and say my phone was my bank; I bought everything with my phone, right down to a pint of milk. When the card is in your pocket it's soooo easy to pop into your local cafe for that early morning or afternoon fix
How many here have went cash on their day to day living outlay, I'd love to here



  • Rosa_Damascena
    Rosa_Damascena Posts: 6,212
    First Anniversary Homepage Hero First Post Name Dropper
    I would struggle to use cash these days - to the extent that I got rid of my wallet in favour of a credit card holder, and use the money clip for receipts - so am watching this thread with interest!
    No man is worth crawling on this earth.

    So much to read, so little time.
  • Sg28
    Sg28 Posts: 365
    First Anniversary First Post Name Dropper
    You would struggle to go all cash. Annoyingly many places no longer accept it. 
    Ex Sg27 (long forgotten log in details)

    Massive thank you to those on the long since defunct Matched Betting board.
  • amanda1024
    amanda1024 Posts: 246
    Name Dropper First Post First Anniversary
    I have loads of foreign currency because every time I go abroad I’m convinced that I’ll need cash, even though I spend <£100 in cash each year. I can’t see that changing…
  • njkmr
    njkmr Posts: 106
    First Post
    credit card for most things these days. Pay off at end of month. I sometimes have a tenner in my phone wallet but it can be there for weeks on end. Cant remember last time i went to a hole in the wall for cash withdrawal.
  • Gem-gem
    Gem-gem Posts: 4,383
    First Anniversary Name Dropper First Post I've been Money Tipped!
    I use both cash and credit card. If I am using a charity shop I use cash. For small purchases I use cash. If I want to set a budget, once again I use cash. For everything else I use my credit card and pay IN FULL. 
    My DH uses cash all the time unless he is booking a train ticket online. He has been known to walk out of a shop / pub if they say card only. 
    My DH says that if we all use electronic payments then the banks could impose negative interest rates if they want you to spend your hard earned sayings. 
    On a plus point though, no one could evade tax if it was electronic only (you would hope).
    Save 12K in 2026 no 16
    Fashion on a ration 0/66 coupons
  • Lumiona
    Lumiona Posts: 224
    First Anniversary Name Dropper First Post Photogenic
    Cashless works for me. I don't really see the benefit of paying by cash unless for budgeting reasons, which can also be done through virtual pots in some bank accounts.

    With regards to privacy, there isn't really much of that left in modern society unless you are are mountain cabin living hermit. 

    Money sat in my purse isn't doing anything for me whilst money sat in my bank is earning interest and payments made on my credit card are earning me cashback and a small bit of interest on the delay of payment.
  • Lumiona
    Lumiona Posts: 224
    First Anniversary Name Dropper First Post Photogenic
    Mainy my fear is holding a lot of cash and losing it or having it stolen.
This discussion has been closed.
Meet your Ambassadors


  • All Categories
  • 341.8K Banking & Borrowing
  • 249.7K Reduce Debt & Boost Income
  • 449.2K Spending & Discounts
  • 233.9K Work, Benefits & Business
  • 606.1K Mortgages, Homes & Bills
  • 172.5K Life & Family
  • 246.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.8K Discuss & Feedback
  • 15.1K Coronavirus Support Boards