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Buying a little piece of Middle England; Manifesting my way to mortgage free.

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Comments

  • Thanks @daisy_1571 I think most would have offered though 🌟☺️

    I've wrapped all my presents up to date. Oh and I also unwrapped a load from the last time I wrapped them because I hadn't put tags on 🤦🏻‍♀️🤦🏻‍♀️🤦🏻‍♀️ I had them in piles so I knew whose was whose but someone had decided to help me and moved the piles and muddled them all ughhh anyway it's done. I feel organised for the first time in years which is quite nice.

    One day over the next week I'll get down all the stocking fillers and see how much I have and what's missing and make a list to try and get some at the Xmas markets coming up. I have a budget too which is quite nice for some nice treats ☺️🌟.
    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 1/7 lb 
    Mortgage OP goal 2026 - £110.77/£4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • Watty1
    Watty1 Posts: 7,697 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That was indeed a lovely thing to do.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Afternoon all,

    I am absolutely exhausted this afternoon. I think I might need to make a bit of a complaint to someone about the level of work expected from my students on a Thursday. If I am exhausted then they absolutely will be. And many were this afternoon, they were yawning and looking tired and one looked like he might actually pass out. Followed by me...I felt the same.

    Hopefully tomorrow will be easier.

    So the big river order. What a faff. I basically received the two big boxes with wrong items in and tried to contact the seller. They responded once then went radio silent on me. So last night I escalated it to ama,zon themselves - it's a third party seller we will contact them for you blah blah, usual spiel which I was already anticipating. I complained some more especially about the delivery driver who let themselves into my actual house!! And said I needed these wardrobes for the weekend - not a lie. So anyway we're sorry, have a £20 voucher - I was anticipating this too this is their play book if you moan for long enough. Then this morning as my complaint had been escalated the seller- can you drop the items off and pay to send it back we will imburse you, Absolutely not!! I've no car and I'm not lifting 20kg+ in great big boxes (bear in mind one of these is a furniture item!) if you want it you collect it. I want the right items sent out or money back. So they said keep the items and we will refund you. I was half expecting that too tbh. So I then had two free items, £20 voucher and a refund on the way, and spent my lunch looking for another seller and similar items to what I'd already ordered. I couldn't find white rails in the sizes I needed so ended up ordering black. I hope I've not made a mistake but I honestly was losing the will by this point. With the £20 off I spent £25 less than the last order and I have slightly more money to cover room costs. Praying the money goes in soon though because technically right now I've spent £400 almost on wardrobes 🥴!
    I will be glad when this is all sorted, what a palava. 

    Not much else to report really, I cashed out another £7-8 on surveys and I'm giving them a miss today as too tired to look at the screen for much longer nevermind actually give something my attention. 
    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 1/7 lb 
    Mortgage OP goal 2026 - £110.77/£4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • beanielou
    beanielou Posts: 97,775 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    What are the items they sent you which were wrong? Can you sell them on? 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Morning all,

    One is a rather random item beanie which I'm hopefully selling on and the other I quite like so will keep 🤣🤔. The one I'm keeping is a bistro set, two chairs and a table and in a style I quite like 😊. The other item so random if I put It for sale and someone reading this searches it you'll find me 🤣. 

    I'm really tired today but I took a painkiller before bed, just one as two makes me too groggy next day, and I slept okay considering the pain I had yesterday. Just today to get through and then a couple of days off.
    We are hopeful DP hears from job today 🙏🏻 otherwise it will be after the weekend now. 
    If he hasn't got it we are hopeful he keeps the one he has 🤞🏻🌟.
    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 1/7 lb 
    Mortgage OP goal 2026 - £110.77/£4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • We think two wardrobes have turned up 🤞🏻🤞🏻🤞🏻 unopened so not 100% yet but they look about right. 
    Tomorrow will be finishing painting and putting them together.

    I'm grateful it is the weekend now. I am so tired. I need a couple of days downtime. Might have to task DP with the painting and putting wardrobes together 🫣 he has far more energy than me as he gets to sit in one place all day at work. I walked 10k plus steps today and yesterday am in agony now. Really need to get this bloody foot and leg pain sorted. Another grateful today was my usual stroppy student I'm with was suspended so I got to work with others instead which was much nicer 😀.

    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 1/7 lb 
    Mortgage OP goal 2026 - £110.77/£4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • beanielou
    beanielou Posts: 97,775 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope it is the wardrobes. Take it easy this weekend 🤗
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Good morning all, 
    Drizzly, grey and cold here interspersed with downpours that come and go. Lovely day for ducks, and apparently the resident squirrel in the garden, he's up and down like no ones business and thinks I can't see him hiding conkers in all my beds. 🤣

    I've made a decision, I'm messaging my doc on Monday, the one I like, and asking for some sort of note to say I need to rest my leg and foot. I've already been to my manager with complaints of - I can't do that amount of physical work on a Thursday it's too much- to be fobbed off with, oh no. We'll see what we can do. And they do nothing. 
    So I'm going to get a note hopefully - don't even need to see doc if they are precious with their time, and get my Thursday moved to something less strenuous. It's ruining my whole weekend when I need to recover from a Thurs on Friday, Sat and Sun. I don't need to be signed off sick just signed off 10k+ steps on days like Thursday. 
    Depending on how long it takes to get that note I'm debating pulling a sicky on Thursday/Friday next week so I can actually enjoy my weekend at the Xmas market next week and not spend it moaning about pain which is what this weekend has devolved into. I never do this sort of thing and I'd be annoyed at people doing this in the past but now I'm coming to an age and understanding of, we all have to do what we have to do to look after ourselves in the system. And if that's pulling the odd sicky or getting a Dr note to say no more than I'm doing it. I'm such a martyr usually and no one thanks you for it.
    I love a bit of a revelation like this when you can't sleep through pain....the pain was useful for change in this instance.

    😁

    Today, DP will paint the ceiling and I'll help him get the wardrobes up 👏🏻👏🏻 literally clapping hands with excitement to have some sort of order to our clothes finally 🤣👏🏻😀🙏🏻. And bedding and other materials that have no home and get moved about continuously. 
    I need to move money about too. DP has been paid. I think I'll keep the cash I never paid in to the bank for Xmas market, and just use the money put aside in the bank to cover the DIY costs. I remember the last market we went to I preferred to have cash for some things and it's not so easy to part with as a click of your phone. 
    Also will do a meal plan. On as little spends as possible as we won't be eating here next Friday...so just one week of food and I think I already have a few meals in the fridge and freezer to use for a few. 
    I'm really looking forward to seeing DS1 I haven't seen him in so long 🥰 will be bittersweet though as DS2 won't be there too. And neither will DDIL who is now the ex... although I look forward to meeting the new GF ♥️.

    I also want a full list of things I need to buy still and get It done in the next week or so so Xmas is ready to be enjoyed not stressed over...

    So anyway jobs today -
    Meal plan 
    Shift money about 
    Rest leg
    Put some washing on 
    Make Xmas stocking shopping list

    Best get up and on as DD has work soon. 

    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 1/7 lb 
    Mortgage OP goal 2026 - £110.77/£4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • slm6002
    slm6002 Posts: 4,516 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I know the x-ray was clear on your leg/foot but have the Drs suggested anything else on why it is painful or what they are going to try next.  They cant just say well rest it or don't go over 10k steps a day and then it will be fine, there must be a cause or some exercises that can help.  You want to be able to enjoy going to places like the Christmas market without worrying about resting it before going and knowing it will hurt the few days after.  Sorry mini rant over, I'm sure you feel the same
    Me, DD1 20, DS 18, DD2 15, Debt Free 04/18, Single Mum since 11/19
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