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Buying a little piece of Middle England; Manifesting my way to mortgage free.

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Comments

  • KajiKita said:
    Shiatsu might be a good option for your foot?

    KK
    Thanks I'll look this up! 
  • DP has received a phone call from work whilst we were out and his job and everyone else in the team he works with are at risk of redundancy....😑 What a way to start our holiday huh. 
    He's going to have to wait until next week to see what's what but it will probably mean reapplying for their jobs and restructuring too...and that's if they're lucky.
    ☹️ I'm trying to not let my brain go to that place of catastrophizing  but.... 😬 He's also pretty new to the business, I'm hoping it's not last in, first out mentality. So hmmm, not a great start to the week.
  • ruby_eskimo
    ruby_eskimo Posts: 4,814 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just been trying to catch up on the hundreds of posts I've missed DFW, and keeping everything crossed for DP's job!  They could have waited till after the half term break to tell people as anyone off this week is just going to be worrying rather than having a much needed break 😞  Hope you get some answers about your foot soon - the longer you're trying to compensate for the pain, the more you're likely to damage other parts of your leg in the process.  Wishing you all well.
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • ladybird1106
    ladybird1106 Posts: 904 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper
    My thoughts are with you, we’re also in the middle of your jobs at risk scenario. Absolutely hell, you go to sleep thinking about it and wake up thinking about. 🤞your DP will be ok.
    love 🐞

    Grow your own: £14.66
  • beanielou
    beanielou Posts: 96,789 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry to read this. Xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Watty1
    Watty1 Posts: 7,309 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sorry to read this, must be so worrying.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Bananabreadyum
    Bananabreadyum Posts: 137 Forumite
    100 Posts Name Dropper Photogenic
    Oh goodness Dfw, that's a stressful blow. 
    I'll keep everything crossed for your DP
    🤞🤞🤞


  • daisy_1571
    daisy_1571 Posts: 2,317 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    hoping everything works out for the best re job situation 


    Dxxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • KajiKita
    KajiKita Posts: 8,535 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Awwww, no .... and just when DP had found a job he liked and was seemingly doing well at too :( Bah!

    I wrote this on Ladybird's thread and I think i bears repeating there, so I have shamelessly copied it across:

    "I’ve been redundant three times and been expensively ejected once! 😉

    Some suggestions for your OH:
    - list everything he’s doing atm and how he does it, how the task has evolved over time. It’s so much easier to this when in a role, surrounded by it, than after leaving. Use this to update his CV. 
    - Tap colleagues up for being referees and get their personal contact details.
    - Update all connections, qualifications and relevant roles on LI, send out new connection requests to colleagues. If he hasn’t got an LI profile, create one - many recruiters make that their second stop after receiving your CV or application.
    - once (if) he is definitely being made redundant, get his updated CV online especially to CVL1brary for visibility to recruiters. ‘Renew’ that CV on CVL every week so it ends up at the top of the search results for recruiters searching for his skills and experience. Only needs to be very slightly different. I flipped between two CVs that were identical apart from having June or July in the file title 😉
    - start tapping up his network now, making them aware that he is facing possible redundancy and asking them if they would they have anything suitable for him coming up. 
    - once made redundant, sign up to the job centre - they are utterly useless but you get your NI stamp paid and some job seekers allowance. It’s a feeble £amount but might as well have it. 
    - if it’s been a while since he has been to interviews, have a look at the m0nster job website - they have 100 typical interview questions. Having some sense of what to say to each of those helps build some confidence. 

    This ^^ doesn’t guarantee a new job, but does give some sense of control and doing the best you can in a bad situation. I’m sending him every good wish." 

    Sending huge sympathies and hugs, to both of you. It must feel like one thing after another atm ....

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 60 books of target 52 in 2025, as @ 30th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • sunshineli
    sunshineli Posts: 94 Forumite
    Third Anniversary 10 Posts Name Dropper Photogenic
    Sorry to hear about DP job situation
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