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Buying a little piece of Middle England; Manifesting my way to mortgage free.
Comments
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I think this is my 12th home, not counting the two rentals I lived in during the working week for a while.
Hugs for the relentless people-leaning-on-you thing … x
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2025, as @ 16th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Almost 60, in my 7th home. At her age I'd be in my second but my brother would be in his third.
Maybe next time you are out in the car with her take her to one of the grotty places you've had to live and ask her how she'd fancy living here. When she scoffs tell her this is where she would be living if you hadn't tried to continuously improve both the areas and the houses shes lived in! Good grief that girl really can make anything either a drama or an insult 😆 🤣 😂
Ask her to count in all the holiday places and other overnights she's maybe had then tell her that there's a new law about how many places you can stay and she's over the limit- she'll have to live in her current house for the rest of her life, never going away on holiday, never getting away from looking after you in your old age 😆 🤣, she might find she has a few more moves left in her 😆
Dxxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'3 -
Lol I knew my number was quite high but I thought DD was low. Maybe not after reading all yours 🙈🤣. It's low compared to me though 🤭.
Daisy I might try that, but all she has to do is go to her dad's house as it's an exact replica (same street as her second house) of house number 1&2 for her 😆 typical bog standard army quarters. She hates going there so....3 -
So this morning I've been up for an hour already. I'm not a 6am'er 😴 I will be asleep by 9pm later 😆 tbf though I was in bed at half 9 last night absolutely zonked. DP got on the train okay, I'm back and dressed and need to do make up and lunch but this is my usual get up time so feels like I have forever this morning 😁.
I am a big tea snob I realised this morning, ran out of my usual clipper tea and have the spare emergency tea bags from when the builders were in 🤢 omg they're awful. Like drinking dishwater. Need to get some new ones so might have to break my NSD for that.
Still have a bit of writing up to do for work, will do it on lunch I think, as I'll be avoiding the staff lunch room in am attempt for some downtime today. 😆3 -
£45 Cashback hit my account this morning 😃
£342.41 in my EF now.
£500 is my next target amount 🎯3 -
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34Total- £1583.67Goal pay off 1% of current mortgage in 1 year. £1650EF- £342.41
(Signature about to change it as ran out of room 😆)3 -
Evening all, I'm waiting around for DP's train to come in. I didn't have a NSD. I caved and bought teabags. I have some in but they're awful 🤢 went to get my faves. Took DD, that was my first mistake, second was going shopping when tired, hungry and caffeine deficit. 😬. Spent less than £15 though so not awful.
Work was okay which I was grateful for. The worst student faked an illness and went off home. Pleased me no end because I had literally only just put It on my vision board that he'd be no problem for me anymore 🤣🤣.
Still have a day left at work and already exhausted with sore throat and headache.... lovely Freshers flu.... 👀3 -
End of the week, finally. I'm very tired and feeling very down this end of the week.
Really trying to keep myself upbeat and positive but sometimes it's hard.
My friend popped over this evening but I was very tired from work and feeling drained so she didn't stay too long.
Hoping for a restful weekend.3 -
I hope you have a restful weekend and get to relax. Hopefully that will help when thinking about thingsMe, DD1 20, DS 18, DD2 15, Debt Free 04/18, Single Mum since 11/193
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Hope you can relax and have a peaceful weekend.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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