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Buying a little piece of Middle England; Manifesting my way to mortgage free.

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Comments

  • beanielou said:
    I’d tell him them! 
    I pulled him aside at the end instead as I didn't want to embarrass him. I think a few students had been saying things about him having help with things. He's got autism but he's like my DS1 very high functioning and very clever. He's been independent all day and asked for help when needed from tutor and I said to him, I don't want to make any decisions for you, but I think you're capable on your own. Have a little think about whether or not you want my support going forward. He looked relieved and said he would and I told him where to go to state he doesn't need it anymore. He knew all the answers and was flying this afternoon he really didn't need me. As much as I enjoyed one day sat just chilling 🤣 and caught up on paperwork - going forward that's not for me, I like to be busy. Today has dragged!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • One friend at work has handed her notice in. She gives me lifts twice a week and we've become quite friendly. She moans a lot about the job though and it's been really stressful listening to it 🫣 so I'm kinda glad she's leaving it. I think she has enough on her plate dealing with grief and life right now. We'll meet up still and hopefully she will be telling me her new job is going well. 
    She will still be there for a few weeks yet though...

    The friend I helped get a job where I work is also definitely leaving, she's made her mind up and will probably not be back after this week. She is new so only a week's notice. 

    I will be left on my own! (Well....)
    I avoid most other staff because of all the sniping and bitching about one another. Life and work is stressful enough without dragging your colleagues down plus Chinese whispers and things always get back to one another. Not for me so I will continue to avoid that I think. 

    I had a moan to my friend about the SW doing our fostering forms. I said I (& DP) felt he was trying to put us off. All he kept doing on that call we had was poking us for reactions. I asked her if this is just how it's done and I'll shut up and put up. But she said no he should have been trying to build a rapport as we need to tell him everything about us. I said I didn't feel comfortable sharing absolutely everything with him because he was quite cold and disassociated from our responses. So she's asked someone else take over. I feel awful now though and like a snitch 😬 he's supposed to be coming over tomorrow but DP has tried to cancel him as I feel too awkward now. I knew I shouldn't have said anything 🙈. 

    I've booked aqua aerobics for tomorrow morning. The last time I did this I was pregnant and really struggled with it, so hoping it will be easier for me tomorrow.

    I'll report back on that one....

    Absolutely exhausted as didn't sleep too well last night. Lots of hot flushes and tummy pain (I accidentally ate ginger and I have an intolerance to it). Hopefully I'll sleep better tonight.


    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • daisy_1571
    daisy_1571 Posts: 2,188 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Don't let your natural politeness interfere with the decision you've already made.  This is an incredibly challenging thing you are lining up to do so its imperative you get on with the social worker as you will be having a lot of contact over the next however long, possibly ten years or more.  You need someone you both like and who likes you.  If he's any sort of professional he will be fine as you won't be the first clients he hasn't gelled with and won't be the last.  Someone else may get on great, you didn't, nothing wrong with that.

    We didn't gel with our sw and we weren't allowed to change - so we left the process and got a dog.  Who knows, if they had let us change we'd maybe have 5 adopted kids by now, their loss, our loss, who knows. 


    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • Don't let your natural politeness interfere with the decision you've already made.  This is an incredibly challenging thing you are lining up to do so its imperative you get on with the social worker as you will be having a lot of contact over the next however long, possibly ten years or more.  You need someone you both like and who likes you.  If he's any sort of professional he will be fine as you won't be the first clients he hasn't gelled with and won't be the last.  Someone else may get on great, you didn't, nothing wrong with that.

    We didn't gel with our sw and we weren't allowed to change - so we left the process and got a dog.  Who knows, if they had let us change we'd maybe have 5 adopted kids by now, their loss, our loss, who knows. 


    Thanks for sharing that Daisy, I didn't realise you'd started the process too (I should have guessed as you'd questioned everything we had about the process). My friend has said similar and I hope we get someone a bit warmer next time. I'm sorry you didn't get offered a change. ☹️ I think it helps my friend is a supervisor there ... I wouldn't have known who to complain to otherwise. DP has managed to put him off until next week and I hope by then he's been changed 🙈.


    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,566 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning all, it is POURING with rain here. Has been since I woke up over an hour and half ago, very grey, can't even hear any birds at all today, all in hiding like I will be i think. 

    My plan today is exercise class (I'm still not liking exercise 😬👀 I'm hoping this will eventually change). Then I need to clean through the house.
    I also want to have a look round and see where I can fit some bookcases. I have lots of books still in boxes and need to find homes for them. 
    Once they've been cleared out of DS2 room I can assess the next phase for clearing and cleaning that room before a quick/cheap redecoration. The red walls NEED to go, as does the wall that looks dirty but I think is just the colour of the paint. 

    I've messaged DS2 so many times since he's left and he's not responded to anything. He has however read some messages as the grey ticks have eventually turned into blue ones.... Perhaps one day that will turn into a response. He's probably very busy as he's in his GCSE year now and is starting some subjects from scratch 😬...


    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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