We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Freedom and Independence.
Comments
-
There must be something in the air, this week I bought hair dye, new makeup and new matching bras & underwear 😅. Enjoy your well-deserved new makeup!Part time working mum of DS (2015) and DD (2018).
NET WORTH Nov 25: £159,943
Assets: £230,000
Investments: £70,169
Savings: £3,288
Debt: -£143,514 (£700 CC / £16k car / £127k mortgage)1 -
Hurrah!!! Yay! Here is to *us* presents ❤️💯🎉Bluegreen143 said:There must be something in the air, this week I bought hair dye, new makeup and new matching bras & underwear 😅. Enjoy your well-deserved new makeup!Emergency Fund: 1000/2000August Grocery Challenge: 208/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p10 -
Haha that is exactly what my DD would call it, a 'glow-up'
Enjoy the gifts to you! Sounds well deserved to me
Emergency Fund- £717.771 -
Sounds like a great gift and investment 👌*Dad loan - £5300 - £7000
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £720
*Total debt - £7720/£11641.17*
Savings
*Savings - £1625/£2000
*Emergency Fund - £1000/£1000
*Fab Forty Fund - £100/£4000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
I’ve done it!!!!!!!!!!
DMP paid off!!!!!!!!!!!!!
My tummy feels weird!I have butterflies!!!I am a butterfly!
No longer trapped in a DMP cocoon!
🦋 🎉💯🤩🥳Emergency Fund: 1000/2000August Grocery Challenge: 208/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p15 -
Yay, big congrats!Part time working mum of DS (2015) and DD (2018).
NET WORTH Nov 25: £159,943
Assets: £230,000
Investments: £70,169
Savings: £3,288
Debt: -£143,514 (£700 CC / £16k car / £127k mortgage)1 -
Wooooooohooooo congratulations BBelinda 🎉 😁😁 so pleased for you!BudgetingBelinda said:I’ve done it!!!!!!!!!!
DMP paid off!!!!!!!!!!!!!
My tummy feels weird!I have butterflies!!!I am a butterfly!
No longer trapped in a DMP cocoon!
🦋 🎉💯🤩🥳
I hope you've got something to celebrate this milestone 🎉Emergency Fund- £717.771 -
Well done Budgeting Belinda. This is a massive achievement for you, now you go into 2025 without the weight of a DMP holding you back. You should be so proud of yourself. 🏅MFIT -T5 #421
-
Blooming marvellous!!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Congratulations!!!!!Debt Free - 4th June 20251
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.8K Banking & Borrowing
- 253.8K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 245.9K Work, Benefits & Business
- 601.9K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards


