📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Watty's Awakening

1…6768707273…557

Comments

  • KajiKita
    KajiKita Posts: 11,019
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite
    Recognising and applauding your insight and resolution. 

    Have a good week 😊

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,603 Estd. interest saved = £10,635 to date
    c. 18 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 80 books of target 52 in 2026 as @ 7th November. 
    Produce tracker: £356 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 11,019
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite
    You are a phenomenon! 😊👏 Proper proud of you and agree with the comment made about showing VNM how to manage boundaries. 

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,603 Estd. interest saved = £10,635 to date
    c. 18 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 80 books of target 52 in 2026 as @ 7th November. 
    Produce tracker: £356 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Sorry about VNM's mum. Glad  you are holding boundaries. Wise to keep your mouth shut when you can. I know how hard that can be!!

    Good you are cracking on with what you can control and continue to decorate your home. Glad the jump session with the horse went okay and you have ideas of how to progress that further.
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.9K Banking & Borrowing
  • 255K Reduce Debt & Boost Income
  • 456.2K Spending & Discounts
  • 248.4K Work, Benefits & Business
  • 606.1K Mortgages, Homes & Bills
  • 179.1K Life & Family
  • 263.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards
Quick Search

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.