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Watty's Awakening
Comments
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Wow what a find those lights are gorgeous I would want them restored properly as well you are so lucky with VNM. Mind you you do deserve it after the ex I recon the neighbours knew this and kept away because of him. I am sure the house will look lovely once they are up and you will have nice welcoming lights to come home too.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest9 -
Those lights are beautiful!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/224 -
I remember walking along the road we lived in with my ex and saying hi to a couple on the way, ex asked who they were - erm our next door neighbours! Apparently no one ever spoke to him but maybe if he didn’t scowl so much… It’s good when you get on with your neighbours, I have had some awful ones in the past so you do appreciate it.
Mortgage OP 2025 £7550/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,196
Money making challenge £83/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)9 -
Glad you had a good weekend to sort and well done on the home improvements!DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest4 -
I think some of us that land up with toxic exes have been led to believe that we are the toxic ones. When they finally move on we think no-one will want to know us, but that is far from the truth. My biggest thrill was the kids from his youth club that called by to check on me. I could hardly believe my eyes when I saw them
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You obviously have ‘a good eye’ as they say 😊
Looking forward to hearing about how they come up after restoration. And yes, people do avoid you when you are with someone toxic …
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2025, as @ 16th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
That is so true and the part about the youth club kids very moving. i thought I was the problem, he told me that I didn't like people and that I was too bossy and too this and too that and people found me off putting. His family said all sorts of unpleasant things about me at the end and for the last few years would plan meet ups I could not attend and if I moved things around so I could said it was family only. (I didn't really understand what that meant as his brothers wife went along)badmemory said:I think some of us that land up with toxic exes have been led to believe that we are the toxic ones. When they finally move on we think no-one will want to know us, but that is far from the truth. My biggest thrill was the kids from his youth club that called by to check on me. I could hardly believe my eyes when I saw them
I believed all that and yet now my world is different.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!8 -
What an unpleasant lot they sound. You're well rid Watty.
Make £2025 in 2025
Prolific £841.95, Octopoints £6.64, TCB £456.58, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £60, Shopmium £52.74, Everup £95.64 Zopa CB £30
Total (1/11/25) £1954.45/£2025 96%
Make £2024 in 2024
Prolific £907.37, Chase Int £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus ref £50, Octopoints £70.46, TCB £112.03, Shopmium £3, Iceland £4, Ipsos £20, Misc Sales £55.44Total £1410/£2024 70%Make £2023 in 2023 Total: £2606.33/£2023 128.8%5 -
Yes I am @Slinky
Trip to dentist and stopped on the way back to drop off a few bits I am donating to the charity shop. Some stuff I am donating I could sell but I am going for the easy out of house although larger stuff is being sold. Someone coming this evening to pick up a huge weighted blanket that i thought would help me when I was with the ex and it seems what I really needed was to be by myself rather than with him. So have sold that.
Donated a sign that said "hello world lets make today a great day" i really do not need a sign now for that sort of thing
Came out with a picnic cutlery set for £1 Since I am down to 3 of everything only I was thinking it might be a high risk strategy to take forks etc out on a picnic ::) so consider that £1 well spent.
Now very behind at work so signing off from here to catch up Hope everyone has some of the glorious sun we have here this afternoon.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!11 -
That sign sounds great. I am with you on the out the house thing.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6
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