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Watty's Awakening

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  • Watty1
    Watty1 Posts: 8,779
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    Thank you for that @Debsnewbudget   I will do when I am ready to purchase.  Nice info.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • daisy_1571
    daisy_1571 Posts: 3,476
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    We've been here nearly 3 years and only now do i feel we are really moving in to each room so I understand.  We've been going round the house a bit at a time painting (walls and roof in each room),  just similar colours to whats already up, but it entails clearing everything out each room of course.   Some things had been put down when we moved in then never really looked at again.   Now I feel we are thinking properly about each room and what should be in it.  Its tiring but worthwhile so wishing you all good things for Move In May for you and the creatures  :) 

    Dxxxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 2🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • ajmoney
    ajmoney Posts: 6,507
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    This is so lovely to read Watty, enjoy moving in :)
    MFW 2026 No. 7 £5854.69/£5000
    MFiT-T7 No. 6 £14170.96/£30,000
  • savingholmes
    savingholmes Posts: 29,235
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    Glad you are enjoying the results of the recent upheaval. Enjoy continuing to make the space your own 

    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • northwalesd
    northwalesd Posts: 1,447
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    Sounds fab Watty, long may you enjoy your house  :)
  • KajiKita
    KajiKita Posts: 10,973
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    That’s a really lovely post to read, so pleased for you 😊

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 79 books of target 52 in 2026 as @ 1st November. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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