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Watty's Awakening

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Comments

  • badmemory
    badmemory Posts: 9,714 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    So glad to hear there was no sign of limping, that must be a massive relief.
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you had fun riding your horse and that his and your skills were shown off to good effect. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • badmemory
    badmemory Posts: 9,714 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Talking about birds.  I spent some time yesterday watching a local cat on my path.  It was sitting there staring something out as they do.  Then one of the other local cats would come strolling passed & the one on the path would wander nonchalently away as if to say nothing to see here just passing through.  Then come back.  It was quite windy so whatever it was moved from time to time.  Eventually after it had pawed it a few times the cat moved to the top of the bins still totally focused.  It was a light blue eggshell with about a third missing.  I checked back where it had come from & couldn't see anything, so no idea why the cat was so interested but I suspect it must not have been there long.  Their behaviour can be fascinating.
  • Watty1
    Watty1 Posts: 6,886 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 27 April 2024 at 4:37PM
    @badmemory i do love cat watching, they are fascinating.  Madam Feral here has spent another day imprisoned in the office whilst people work on the house. She is furious about this naturally.

    The repointing has been done and the damaged bricks sorted, the soffit and fascia is now nicely painted white and the windows are all painted. The front door surround has been stained to match the windows and my office has been checked for damp and is fine because to my surprise there was some plastic sheeting between the two walls and this has now been sealed.  Little things but all add up.   Snagging on Monday, with the final coat on the door and the hallway wall and one of the windows that was weathered and so needs another coat.

    We had a discussion about two painted concrete windowsills which were painted many years ago and the paint flaking off. I wanted the paint sanded off or stripped off but it seems that is not a workable option.   This means painting all the concrete sills (there are another 4 which are raw concrete) which I am not keen to do or leaving as is.  I'm thinking that over and that then led to a discussion about what to to with "the front".   

    Many years ago "the front" had the grass taken up because I was fed up with the mud the very first winter we were here and some slate put down on top of a membrane and hardcore. Over time this has disintegrated and now it is a mess. The front of the house looks lovely and the discussion centred around options.  I'd like it put back to grass but grass on those grids you can drive on because that would suit the rural property.

    The builder has suggested block paving it and gave me a rough price which was sticker shock but it is a very large area, say 14 by 10 metres  (It will easily take 8 cars).  Or maybe concrete. I'm not keen because that seems very "townie" 

    The VNM was here and sensibly pointed out that I need to do something to improve the look. I'm not sure what though.  Ideas welcome because you have all had sensible thoughts in the past.


    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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