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Watty's Awakening
Comments
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Good on you, CC - don't let That Pig think he's won!
@Watty1, I'm glad you've found something that gives you insight and also that you were able to be kind to yourself. If you can take the work pressure off yourself a little, it may help.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
Cherryfudge said:
I am all to aware of the awful buildings and to be sure one thing that worries me about leaving my little corner of the UK is finding trades but to be fair it is hard enough finding them here actuallyMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
Cherryfudge said:Watty1 said:Not even that blog post has put me off Lamb Paddock, but, the VNM is not for budging. I will however investigate how to pop into the auction on line - you know - "just in case" and all that
It is a consideration, I am in the South East and it is warm and sunny here, a delight that may not extend to the more remote parts of the UK. However, even that can have a down side.. The warm sunny and very dry year this year has had a serious impact on grass and hay.
Yesterday I ordered my next lot of hay and the price per round bale has gone from £50 to £70 which is quite a jump. I was expecting a jump given the weather. I took the horses off one field to rest it to give me winter grazing and the grass has simply not grown. I do not have winter grazing so will need to feed twice as much hay.
Financially I can manage but as I went to bed last night I did sent out good thoughts for all those that must be looking at their fields and budgets and struggling. There will I think be a substantial welfare issue this year
The farmer I buy from asked if I wanted to "shop around" before committing to a delivery and I said no, simply because if it is a hard winter I will need hay and loyalty counts then. In past years he has never hiked the price to me when hay starts to run short, and I know he has quoted much higher to people who just call to see if "he has any left". He appreciated the honesty. Plus, he owed me a credit for knocking down my wall so I used that to buy the hay. We had a lovely chat, he was telling me about a 45 acre field he baled and got 45 bales off, whereas in past years he might have expected 8 to 10 times that.
I'm going to work out how often I get through hay and start to put aside an amount each month for it. I've never done that before, but, with the lack of winter grazing here I have already started to put hay in the field.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4 -
I too am in South East, near Margate in fact, and currently looking to move westwards near family. I follow the weather there and it’s definitely wetter. However the draw, apart from family, is the huge amount of building work on farmland here is quite awful and there’s a lot more open space at our planned relocation spot.We don’t need to buy hay etc but I’m sure it’s a rea worry for horse ownersCarolbee3
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I grew up in the northwest and can confirm that it's wetter 't'other side a'Pennines' by quite a long way. I've also lived in the south east for about five years and noticed it's drier, warmer but shorter days in summer. Mind you, most of that time I was in London so the city shelters you from natural weather to some extent.
The other aspect is that I've been in the Council's emergencies and resilience department and seen the display of photos of disasters they've dealt with over the years: at sea, at Hillsborough and during the Dales floods. I also know that as many folk are heading home on a winter's evening, there's a whole fleet of gritters trundling out of town to try to keep the main roads open. As there are five and half thousand miles of roads in North Yorkshire, side roads don't get gritted and it definitely affects working patterns for those who live outside towns. I don't remember exactly where Lamb Paddock is: it could be into Lancashire, but the high Pennine conditions don't respect county boundaries all that well.
And as for hay... when we had our holiday down in Bath, I noticed it's drier than here, completely parched, possibly because it's been hotter. Here; the grass has started to grow again, though of course that won't make hay. It does sound like a hard winter for farmers and everyone who needs a good supply of hay.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
I can confirm that Yorkshire can not be classed as sunny and warm 😂 although I wasn't there this summer to witness the impact of global warming!Mortgage start date Nov 2014 - £90,545 over 25 years
Re-mortgage Oct 2017 - 78,295 over 23 years
Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
Current Mortgage Outstanding Middle December 2020 - £47893.35 - a reduction of £42,652 in just over 6 years!3 -
Bargainhunter30 said:I can confirm that Yorkshire can not be classed as sunny and warm 😂 although I wasn't there this summer to witness the impact of global warming!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222
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