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Watty's Awakening

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Comments

  • Cherryfudge
    Cherryfudge Posts: 13,863 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Watty1 said:
    I think it was @Cherryfudge thread that made me investigate railcards and my 3 year railcard has arrived.  My business paid for it as I do use the train for work sometimes.  I worked out it would have paid for itself if I had had it in January and, it comes out of pre-tax income as the business bought it.

    Win win I think.

    Pleased to be of service!

    I have just read about someone using one of the 'special offers' that come by email once you've got a railcard, and it looks like a case of 'buyer beware' as the 'special offer' was actually more expensive than they could have had the same product directly. (I've no personal experience of that as they keep trying to sell me wine or days out that don't appeal).

    We do find we get our money's worth from even one or two rail trips a year, as we use the train if going to London from Yorkshire.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,826 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Watty1 said:
    I think this will all work out in the end just as it is meant to.   VNM said this morning why don't you get a horse just for side saddle when we move.  I have no idea what the future will hold so I shall just put this dream on the back burner for now.
    I like this idea!

    That border looks fabulous! Yes to universal energy - I do believe it is a thing ;)

    Great win on the rail card
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • Cherryfudge
    Cherryfudge Posts: 13,863 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What a difficult evening. If the clearance people are coming in, surely that will help you feel better about it from now on? And a whole drawer of jewellery in addition to what's already been found?! Wow, she must have loved her jewellery. I hope what you found can soon go to its new owner and that'll be one fewer things to deal with.

    A timely reminder for me too - I have far too much stuff and it won't clear itself.

    I hope your headache lifts. Keep hydrated, it's going to be hot.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • themadvix
    themadvix Posts: 9,108 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Another who can’t stand strong perfumes/scented washing powder/air ‘fresheners’. With the latter, if there are powered ones in a house I’m cat sitting for, I’m afraid I turn them off. Why do people want to inhale potential carcinogens that smell so unbelievably strongly artificial. It’s so good to know I’m not alone in my dislike of them!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    So excited about the move!
    Off road hacking v.v important.
  • beanielou
    beanielou Posts: 96,787 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry you have had a rough day. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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