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Watty's Awakening
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greenbee said:Galvanised planters are very on-trend Watty
As well as practical. Old water troughs/tin baths/water tanks etc also sell for a small fortune!
i had hoped VNM mum's shed would yield a couple of galvanised buckets but no. When the garden is done, if I need more planters on the patio I might look for some more - but - I need to get the tap fixed so I can manage watering. Finding a plumber needs to go on the list.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!7 -
Worked late into yesterday evening. Did some work on accounts (all looking good and by Monday evening I should hit my optimistic turnover for the year for the company with the rest of June and July to go. Yay! Hard work is paying off. (business and financial goal progress).
Then finished the bonus session that some people on the course wanted. I'm going to add this into future courses but might also offer it as a stand alone free of charge a couple of times as year as I was really pleased with it when I finished and it will hopefully boost sates. I checked the VNM t understood some of the more complex points and now just need my PA to draw the diagrams I have sent her so I can drop those in. I have no idea how to create pictures to use on slides and it is better to pay her than struggle myself. I realise all my past struggles to try and do things when PPH was around just hammered my confidence. Better to outsource and love the end result.
I might have worked until 10 pm but so worthwhile to have a finished product that will help with financial goals.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!12 -
What an awesome post 😊❤️ I am ‘hearing’ FLOW in your words and descriptions 😊
Good idea to delegate the picture bits to PA - why not 😊🤷♀️
KK
As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Thank you KK. It feels like that. Whilst out on CC this morning I had an idea. I’m to clean and weed the borders as part of project garden. So it doesn’t seem overwhelming I decided to mark out one metre square with electric fence posts. So first metre done. Was quite easy and I found a lovely plant to fill the cleared space (well it needs to grow a bit but it will be lovely)
The patio tubs have all been replanted. The overcrowded hostas all divided weeded and repotted They look fabulous. Will leave them on the stable yard for now as they will be easy to water there.
VNM put in the last of the lights and they look great.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!11 -
we've been doing a bit in our garden the last week or so. Sat looking at it late afternoon with a cuppa and felt quite pleased with how its all turning out. Glad you are too
Dxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'5 -
Watty1 said:So it doesn’t seem overwhelming I decided to mark out one metre square with electric fence posts. So first metre done. Was quite easy and I found a lovely plant to fill the cleared space (well it needs to grow a bit but it will be lovely)5
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Lovely to read about your re-found enthusiasm for the garden. Splitting it into blocks makes a lot of sense.
My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo4 -
I also measured out 1m² too when doing beds here. I found it made sense to divvy it up so I didn't feel overwhelmed and just give up entirely (which I'm prone to doing in overwhelm lol).MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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£238.90 into my bank this morning from UK power network. Phew! What a palaver to get paid. I’m sure most people would just give up.
Will send to ISA.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!12 -
Watty1 said:£238.90 into my bank this morning from UK power network. Phew! What a palaver to get paid. I’m sure most people would just give up.
Will send to ISA.Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5
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