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Watty's Awakening
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Fab result but yes most people would have given up. Well done you!!Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest4 -
Well done! There must be so much owing to so many people just because the process is tricky.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/224 -
Good job you've got this sorted as it's something that could be tricky when doing the paperwork when you sell. Box ticked.Make £2025 in 2025
Prolific £229.82, Octopoints £4.27, Topcashback £290.85, Tesco Clubcard challenges £60, Misc Sales £321, Airtime £10.
Total £915.94/£2025 45.2%
Make £2024 in 2024
Prolific £907.37, Chase Intt £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus referral reward £50, Octopoints £70.46, Topcashback £112.03, Shopmium referral £3, Iceland bonus £4, Ipsos survey £20, Misc Sales £55.44Total £1410/£2024 70%Make £2023 in 2023 Total: £2606.33/£2023 128.8%4 -
Well done on the power cash Watty.3
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Thank you all. Most of the cash is for the equipment on the land PPH has an overage on and I don['t plan on selling that for a while so I loved the idea my future self will thank me whenever that pops into my bank account in future. What a joyous way to think of it. Wish I had thought of that whilst doing it, as I might not have been so grumpyMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!6 -
Reading LWAP thread this morning made me realise I need to up my "whiteboard" charts so that is on the list for today - along with taking WattyDog for his physio and worming the horses.
WattyDog has his second physio today. He loved the first session, because dried sprats where handed out as treatsHe did all the exercises at his usual 90 miles an hour bumbling with enthusiasm but, sitting on the floor and watching him at that level I did see just how very lame he is and how much he is compensating for what must be quite painful joints. I've also noticed how much he has slowed down when indoors. Outside he is the same bumbling nutty dog as always but inside he lays down and sometimes goes to sleep. Seeing all this made me sad, I am hoping physio helps him.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!9 -
Great re cash, boo to animals getting older and slowing 😥
Sadly if he's @rsed about all his days, leaping and crashing about he is likely to have little sprains and strains from little injuries over the years as well as joint problems which in some ways are inevitable as we all age, however he's enjoyed every moment of his big silly life so it's like that expression about not going into your grave perfectly preserved, wattydog is definitely sliding in sideways shouting woohoo like a big scooby doo 🧡 ❤ 💙 💕 💛 😻 🧡
Dxxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'8 -
Watty1 said:Worked late into yesterday evening. Did some work on accounts (all looking good and by Monday evening I should hit my optimistic turnover for the year for the company with the rest of June and July to go. Yay! Hard work is paying off. (business and financial goal progress).
Then finished the bonus session that some people on the course wanted. I'm going to add this into future courses but might also offer it as a stand alone free of charge a couple of times as year as I was really pleased with it when I finished and it will hopefully boost sates. I checked the VNM t understood some of the more complex points and now just need my PA to draw the diagrams I have sent her so I can drop those in. I have no idea how to create pictures to use on slides and it is better to pay her than struggle myself. I realise all my past struggles to try and do things when PPH was around just hammered my confidence. Better to outsource and love the end result.
I might have worked until 10 pm but so worthwhile to have a finished product that will help with financial goals.
Go CRAZY on the whiteboardsDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest6 -
Clearly not a vet but...Puppylove is doing well at 14.5 years on Librela jabs.
Do your neddies get colic from wormer? Ponyplops has to have steroids alongside, the big bay wuss!4
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