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Watty's Awakening
Comments
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Thank you Watty!4
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Enjoy your mystery dinner.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Thanks for sharing Watty - it looks brilliant, such a positive thing to do!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Glad they are helpingAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/251 -
Happy Belated birthday! Thanks for posting the prompts. I'm going to do it too. I think what you said about the daily actions that "add up" helping more than a weekly session is really profound and has inspired me to do a bit more on mental health too.Save £20,000 in 2025. April 2k, May 3.5k5
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Glad that some of you like the prompts. Today's requires some thinking about - but the MSE crowd features as so many of you here have cheered me on when I needed it.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!6 -
My birthday gift and dinner was wonderful. Dinner on an old steam train, 1920s Pullman carriage, armchairs to sit in, table beautifully laid out and wonderful dinner: soup, then small course, sorbet, main course, cheese and biscuits, sweet trolley, coffee and mints. I concluded yesterday evening in the glamour of the train I was born in the wrong era (upstairs being more me than down LOL)
We had such a great time, we would go again. Very late home and shattered this morning but I have just had the best birthday time, I've managed to string the celebrations out, and finished today with my usual Sunday ride on CC and gossip with neighbour and then coffee and the last of the birthday cake.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!13 -
Sounds fantastic.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Belated birthday greetings!! Xx
When I did any massage training it was always drummed into us about the importance of hydration. Whilst I was practicing, new clients had an info sheet to take home with the top point being ' drink lots of water' and I always gave my clients a large glass of chilled water before they got off the couch. Basic knowledge and its a shame people are missing that off.
Birthday dinner sounds absolutely amazing!! XI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £203 -
It's from 'Ordinary and Happy'on Fb00k (I follow them) they have all sorts of lovely things on there for self affirmation, self help decluttering challenges and many, many more - I've popped a few examples belowWatty1 said:
Viking_mfw said:
I've popped the image above. It was from a Facebook group where someone shared it but the source was unknown. I hope you have as much fun with them as I am doing.
These gratitude prompts sound amazing- could you share the source?
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £202
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