Watty's Awakening

greent

Hi Watty - have caught up with your old diary and followed you over - hoping 2024 is good for you

LadyWithAPlan

Ooh a shiny new diary for your new world! 

Great news you have hidden the cc - it’s far too easy to live off a CC float so getting that gone is a great goal one 

I am sure you will get your SIPP sorted and well done on the decluttering so far 

happy new year! 

Honeysucklelou2

Happy New Year and new diary Watty.  The barn idea sounds fantastic…hope the planning will go well for you.

Love the sound of a vision board. 

MerryHen

New follower here 👋

Well done on everything you have achieved so far. I look forward to following your progress this year. Happy new year!

Watty1

Thank you all for posting. It is lovely to have company on the journey.

It has been blowing an absolute gale here this afternoon. Hope all are safe.  The VNM (Very Nice Man) had an additional day off today so i also took much of the day off.  We had planned to take the Charming Cob to the forest but the lashing rain put me off so we went out for breakfast (yum, I had poached eggs on avocado sour dough toast with leaves and spicy sauce with a pot of tea).   I really think going out for breakfast is one of my favourite ways to go out.  Cheaper than dinner somewhere and no alcohol temptation.

i then bought blueberry muffins as a treat for a friend and popped in to see her for a gossip and finally made it to work about 2.30 pm where faced with an overwhelming amount of emails I ignored them all and caught up on here before starting work..

Threw away the magazines from the living room 2/365 and quickly tidied a bedroom draw throwing away a pair of bra straps that seem to be missing the actual bra (?) 3/365 just to keep decluttering.

In MSE news it occurred to me that my security TV is on all the time but I could switch it off over night so I did that last night and will make that a regular habit. I have cameras showing the outside of the property and the horses stables, it was all installed by the ex and two of five cameras have stopped working but the field and drive ones still work and feed onto a TV screen in my office. After dark I switch it to the only working one in a stable and I go to bed about 8.30 so if I switch of the TV then that will save some electricity.  Probably not much but every little is worth saving. 

Credit card balance reduced by 68.33 as received cashback on the card for spending on it last month.

Ramouth

Happy new diary Watty!  Looking forward to following your ongoing journey.

savingholmes

Happy New Year. 

Watty1

Up early this morning.  At some point in the early hours I realised the Netflix sub needs to come out of the bills account.   I'm moving every bill into one account to make it easier to keep track.

Netflix was paid via Paypal so I changed it which led me to think about the paypal linked account which was an account that the ex knew about and that the mortgage for the rental property was paid from and the rent went into. In all the trauma associated with the ex I had simply shelved that account and forgotten about it when we finally settled.

Logged into the account and to my complete surprise that there was £926.37 in that account.

In all the financial trauma associated with the ex I had simply 'forgotten' about that.   I have moved the money to an account I use and it will be used to reduce the CC balance.  I am so excited about this bonus that I just had to share it!

debtfreeoneday

Happy new year and happy new diary. What a bonus finding that account as well. 

I hope 2024 will be an awesome year for you. All sounds very exciting. Will follow along. 

daisy_1571

Nice one!

Daisy xx