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Watty's Awakening
Comments
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Sorry to hear but sounds like it was time, doubt any of it will be same as pph at all judging by their different characters, but best you are forewarned about possible ways people see things.
Take care xxxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'3 -
Sorry to hear the news. Make sure you take care of yourself - you can't pour from an empty jug, and all that... xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £205
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You remember the in flight demo. First put on your own mask. Always good advice.
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Hugs to all of you x
KKAs at 15.02.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 20 books of target 52 in 2026 as @ 7th March.
Produce tracker: £51 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Sorry to hear that Watty, as you say you have wisdom now so I am sure you will find the right balance.
PPH's reaction was yet again based on being a PPH. I am sure VNM will also be more capable.
Take it easy, cook more comforting food (and cakes) as food made with love is always appreciated at difficult times.DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest5 -
Angel Hugs xx4
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Sending hugs to all Watty ❤️Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £800/£4500
Read 24 books this year 6/24
No Spend March- 8/314 -
Thinking of you hope you find the right balance.Moved to Denmark for FIRE by Aug 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest4 -
Thanks everyone (too many to tag). Really appreciate the thoughts on here, Especially the specific would you like help with xxx and the link to what to do, I have book marked that page.
That was a really good reminder. Thanks.
First step is to go back to the nursing home and collect her things, some of which he has decided to simply gift to the next resident who does not have them (like the TV). He asked me to go to so we will do that this afternoon or maybe tomorrow. Entirely his choice.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!15 -
That's very kind of him to pass on things like the TV to the next residenthttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4
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