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Watty's Awakening

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Comments

  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I would wait if it suits you on the house but at the same time avoid letting him dictate your life choices if fir whatever reason it suits you to do something earlier. 

    Glad you had a fab time with friends 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Perhaps just a parking cone for now until you decide re gate?
  • Watty1
    Watty1 Posts: 7,220 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Slinky said:
    Could you have a couple of posts nearer the road with a chain between the two to put people off using the drive? You could just have the chain hooked on the post so that anybody can actually drop it to drive over it, but it stops the casual usage that probably led to someone hitting the gate.
    Excellent idea. Very doable.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Watty1
    Watty1 Posts: 7,220 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Perhaps just a parking cone for now until you decide re gate?
    ohh, another excellent idea!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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