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Watty's Awakening
Comments
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Stay strong Watty, do not be dragged back into this transaction. It's nearly pantomime season, she'll be putting on a show again.
Make £2026 in 2026
Prolific £231.51, Octopoints £4.60, Tesco Clubcard challenges £38.80, Airtime £10 TCB £225.19, Everup £77.04, Roadkill £1.77, Zopa CB £30, Misc £10.11,
Total £629.02 31%Make £2025 in 2025 Total £2241.23/£2025 110.7%
Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10
Make £2024 in 2024 Total £1410 70%Make £2023 in 2023 Total: £2606.33 128.8%3 -
I hate to say it but I have a feeling Humdinger may well be correct …
Sending you strengthening vibes!
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Yeah you might get radio silence and never hear from them again or it could be that she was wavering but now tge option has been taken from it suddenly she'll want it desperately
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 2🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'3 -
I don't think you need to worry as she's literally on holiday for a month when you'd repeatedly said she needs to get her act together.
Though it will be hilarious if she comes back with 'How could you possibly refuse me when I've, er, presented you with no funding, no dates, and no sign of capability. You're missing out on so much!'
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
Well thank you for your perspectives. I was surprised but then human nature does tend to want what is whisked away. I would put the deal back on the table but not without proof that funding can be arranged and a sensible timetable. VNM thinks her advisor overplayed his hand on the bargaining and she knows I have had a tough year with illness so maybe they thought I would just drop the price and "in their own good time" I no longer care.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!5 -
You know, now I have thought for a moment, I have remembered she did tell me how much she had invested in the purchase already having paid her accountant and he always says how keen she is when he writes.
I wonder if you are all right … I have no idea how much an accountant would charge to "negotiate" and "to review a business" but I expect she did chuck a fair amount of money in. As I know her on a professional level, then, yes, I will be expecting the tragic sighs.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!5 -
Sorry if it's going to be a pain for you but I have popcorn and prosecco on standby for the next enthralling episode of 'I'm awful and simply shocked, shocked you won't do everything I ask'
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
Budge along pip, heres some more snacks, let's await together, anyone else?
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 2🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'3 -
Oh definitely I can't wait to hear what the news is on this one 🤣 make space for me 😁.
Emergency Fund - £1000
Debts-
Groceries October £ 407.02/500
CC 316
CC 3058.17
Kitchen loan 38573 -
< quietly finds a spot on a convenient wall, folds my wings away >
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
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