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Watty's Awakening

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Comments

  • ajmoney
    ajmoney Posts: 6,494 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    KajiKita said:

    PS - Delighted to see that ‘PPH’ is now official Watty nomenclature for the fool … 😉😊❤️
    Me too  :)
    MFW 2026 No. 7 £1614.62/£5000
    MFiT-T7 No. 6 £7693.26/£30,000
  • savingholmes
    savingholmes Posts: 29,152 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    KajiKita said:
    badmemory said:
    Is PPH going to become almost as famous as tilly tidying?
    I have unofficially, i.e. only in my head, named my ex boss PPH now as well … 😂😂😂😂😂😂

    KK
    Now that is a double result. Love it. 

    Well done on the course Watty and all you have achieved this year. If you did a review you'd see how much progress you'd made across a wide range of aspects of your life - from your home, to finding someone to work with fell pony, to running this course, even with VNM and holding boundaries while still letting people in and receiving help.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £3K Net savings after CCs March 26 (but owed £1.1K) so £4.1K
    3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
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