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Watty's Awakening
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LadyWithAPlan said:
I thought long and hard about charging and I wanted people to take me seriously so i charged from the outset but was open, I knew the material but I needed to learn about delivery. The people got 8 hours CPD as well even though it was a trial. (Note to self - do CPD certificates too!)
The year for me ends in a better place than it started in no small part due to the course.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!12 -
savingholmes said:
Well done on the course Watty and all you have achieved this year. If you did a review you'd see how much progress you'd made across a wide range of aspects of your life - from your home, to finding someone to work with fell pony, to running this course, even with VNM and holding boundaries while still letting people in and receiving help.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!8 -
Can’t take the credit I’m afraid, it was entirely the nephew’s brilliance. He is also fond of Stinky Bum Bum and You’re a Pee Pee. Should we ever need to create a grading system.11
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So pph worst then sbb with pp being the least bad?22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'3
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WelshmansDaughter said:Can’t take the credit I’m afraid, it was entirely the nephew’s brilliance. He is also fond of Stinky Bum Bum and You’re a Pee Pee. Should we ever need to create a grading system.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
Well @WelshmansDaughter your nephew has come up with the perfect grading system inadvertently. And I am liking that PPH has a nomenclature to go forward with having jumped all grades from perfectly acceptable partner (although I did not know the depths of deception) to the highest rank of PPH.
Here is an odd thing, just giving him that title has begun to change something in the way my mind thinks. I know he had no power over me but he did over my mind and I was working on that - but - the PPH - just stripped that away.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!15 -
What's that saying - out of the mouths of babes & sucklings. Something like that anyway.
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There's nothing those 'with power' dislike more than being laughed at, and we are all laughing at Poo Poo Head. He is a big smelly Poo Poo Head and should you ever run into him, all you have to do is picture us in a protective circle around you pointing at him and chanting 'Poo Poo Head, Poo Poo Head' and try not to laugh too hard in his face8
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Should you need extra power, Poo Poo Bum Bum can also be invoked. But use this wisely, it’s powerful stuff.9
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With less than five weeks until the end of the year I have decided on one last push to see if I can do anything with the barn on the land as vision boards only come true if one puts the work in I think. I have spoken to (yet another) planning consultant. This one I knew from my time with PPH but he does not actually know PPH so I was ok with approaching him. He suggested a meeting and asked me to try and find a specific piece of paper about the land which I had a rough idea I have seen so this afternoon has been spent searching through a drawer of the filing cabinet. PPH had gone through it thoroughly and the emotional trauma has really stopped me doing anything other than "stuffing" papers in the drawer.
I found the piece of paper I needed for the meeting on Wednesday and have cheerfully shredded many many papers. The drawer is now "mine" Whilst I was doing this the VNM put up the newly restored outside lights. It has taken months to get them restored, but, they are beautiful and I am so pleased to see them back up.
Dinner, salad and more "use ups" from the freezer and then this evening the plan is to start to organise the two spare rooms back to spare rooms rather than the storage sites they are, then next week I will get a mattress for the new metal frame and curtains for the last room ready for my visitor later this month.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!12
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