Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%
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100 STEPS TO DEBT FREE BY XMAS 2024
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12/100
overpaid again to DMP. Feels very good! Sadly excited to colour in 12 of my 100 square chart I printed out! Might get another step in by end of month if I’m very lucky. Plumber bill and car squeaking noise depending 🙄
Emergency Fund: 1000/2000August Grocery Challenge: 97/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p10 -
13/100 very excited about this!
Emergency Fund: 1000/2000August Grocery Challenge: 97/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p11 -
Feb payment gone to DMP today so 20/100 🎉🎉🎉Emergency Fund: 1000/2000August Grocery Challenge: 97/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p11 -
Hey everyone
1st of the month which can mean only one thing. Its Direct Debit Day!!
£278.15 has been paid today which means another step completed. Have currently paid off £1281.23 this year meaning 6 steps are now complete.1 -
Hi All,
I love this idea, thank you
Can I join in please, £15500 consumer debt, 155 a step. Paid 3.6 steps off in January. Probably not going to succeed by the end of the year but what a great incentive this thread. My income varies wildly so there is a very small chance.
Sept 24 : £32000
May 25 : £14000
June 25 : £13000
July 25 : £120002 -
Morning all, first week of the month round up and no council tax has meant I have doubled my steps! Up to 22/100 now, woohoo!2
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Good Morning everyone, I have just paid £200 from my CC taking my total to £1481.23, meaning I have now completed 7 steps. Can't wait to get to the double figures. It feels like a long slog.Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%2 -
Anyone else printed off a 100 number square and loves colouring it in for the steps completed? 🤩 Saw it on here and really love the idea.Emergency Fund: 1000/2000August Grocery Challenge: 97/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p11 -
1.2 steps today, total paid 4.8 steps. Love it!
Sept 24 : £32000
May 25 : £14000
June 25 : £13000
July 25 : £120003 -
No, but sounds a great idea!BudgetingBelinda said:Anyone else printed off a 100 number square and loves colouring it in for the steps completed? 🤩 Saw it on here and really love the idea.Sept 24 : £32000
May 25 : £14000
June 25 : £13000
July 25 : £120003
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