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100 STEPS TO DEBT FREE BY XMAS 2024

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  • BudgetingBelinda
    BudgetingBelinda Posts: 193 Forumite
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    edited 12 March at 3:20AM
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    28.5/100
    Hopefully sending another overpayment at the end of the month to get me to 30 steps! Been lots to pay for this month so taking it easy! But still happy with results!
    2020: £20k debt.
    2024 current update: remaining debt is £3234
    DMP - £455 per month|100 Steps to be Debt Free by Xmas 2024 - 47.5/100|2024 Decluttering Campaign- daily|Emergency fund £100|overpay pot £60|car pot £100
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 716 Forumite
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    35/100 steps with this weeks PAD
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 716 Forumite
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    edited 16 March at 10:35AM
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    This weeks PAD has meant I am at 36.7/100 steps, hooray! This is the week I get interest on a few saving accounts so that helped to boost above usual amount!
  • BudgetingBelinda
    BudgetingBelinda Posts: 193 Forumite
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    Overpayment of 1.5 steps to take me to 30/100 🎉
    2020: £20k debt.
    2024 current update: remaining debt is £3234
    DMP - £455 per month|100 Steps to be Debt Free by Xmas 2024 - 47.5/100|2024 Decluttering Campaign- daily|Emergency fund £100|overpay pot £60|car pot £100
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 716 Forumite
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    Had a lovely boost this week with DH overtime, and agreed would send it to the CC, this takes me to 50.45/100 steps! Ahhhhh I am so excited to have hit 50%!!!!!
  • Keedie
    Keedie Posts: 2,324 Forumite
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    edited 24 March at 1:31PM
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    Paid another £200 and settled my debt to my mum.

    So #9 £1,380/£6,750 (20/100 steps)
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 28/05/2024 = £16,043.30/£23,643.30 (1 creditor) = 67.86% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,566.23/£14,166.23) 46.35% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈
    2024 SAVINGS: Emergency Fund (£381.84/£1,000) 38.18% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,580/£6,750) 38.22% repaid
  • Keedie
    Keedie Posts: 2,324 Forumite
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    Paid £300 to Barclaycard.

    So #9 £1,680/£6,750 (24/100 steps)
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 28/05/2024 = £16,043.30/£23,643.30 (1 creditor) = 67.86% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,566.23/£14,166.23) 46.35% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈
    2024 SAVINGS: Emergency Fund (£381.84/£1,000) 38.18% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,580/£6,750) 38.22% repaid
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 716 Forumite
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    Another week of PADs take me to 50.97/100 steps, every little helps!
  • BudgetingBelinda
    BudgetingBelinda Posts: 193 Forumite
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    38/100 want to get up to 40 steps by the end of the month 🤞🏼 to keep on the October ‘debt be gone’ timeline! It all going in the right direction 🎉
    2020: £20k debt.
    2024 current update: remaining debt is £3234
    DMP - £455 per month|100 Steps to be Debt Free by Xmas 2024 - 47.5/100|2024 Decluttering Campaign- daily|Emergency fund £100|overpay pot £60|car pot £100
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 716 Forumite
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    Monthly payment and weeks PADs take me to 56.69/100 steps

    @BudgetingBelinda I have everything crossed you will get those two extra steps!
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