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100 STEPS TO DEBT FREE BY XMAS 2024

1911131415

Comments

  • BudgetingBelinda
    BudgetingBelinda Posts: 496 Forumite
    100 Posts First Anniversary Name Dropper
    edited 6 April 2024 at 12:45PM
    Monthly payment and weeks PADs take me to 56.69/100 steps

    @BudgetingBelinda I have everything crossed you will get those two extra steps!
    @Aimingforthegoodlife the old car has other ideas at the moment 😬😩 well done on your amazing progress 💪🏼🎉 you’re on the home straight now!
    Emergency Fund: 1000/2000
    August Grocery Challenge: 208/550 
    S&S ISA: £420
    Save 12k in 2025: #10 1200/10000
    100 steps challenge.. to be where you want to be in 2025:
    EF 60/100 (1 step= £20)
    holiday 0/100 (1 step= £30)
    savings 4/100 (1 step= £50)

    2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
  • This week takes me to 58.26/100, honestly never thought we would be making so much impact by this time of the year! Makes me happy!

    @BudgetingBelinda thank you! My car has started to make lots of strange worrying noises, I hope that yours will be ok!
  • Highlanddream
    Highlanddream Posts: 364 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    edited 19 April 2024 at 6:16PM
    15.7 steps here. Slow for a month due to a car bill for MOT, but will be fully funded by budgeting next year :smile: and the car bill didn't go on credit card :smiley:
    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £6872               
    May 25 :  £14000                  Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • 59.52/100 steps, little movements but movements all the same! At the moment, looking at Dec 2024 as the month it will be 100!
  • 16 steps. Plus a nice little 5000 coming in in September, that will make an impact. 
    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £6872               
    May 25 :  £14000                  Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • Highlanddream
    Highlanddream Posts: 364 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    edited 22 April 2024 at 7:51AM
    59.52/100 steps, little movements but movements all the same! At the moment, looking at Dec 2024 as the month it will be 100!
    What a lovely month to finish! Fantastic way to start 2025. Woo hoo. 
    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £6872               
    May 25 :  £14000                  Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • 39
    steps!
    oh to get to 40 by the end of the month 😩🤞🏼🤞🏼🤞🏼🤞🏼🤞🏼🤞🏼
    Emergency Fund: 1000/2000
    August Grocery Challenge: 208/550 
    S&S ISA: £420
    Save 12k in 2025: #10 1200/10000
    100 steps challenge.. to be where you want to be in 2025:
    EF 60/100 (1 step= £20)
    holiday 0/100 (1 step= £30)
    savings 4/100 (1 step= £50)

    2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
  • 40!! Will be another hang on tight to the budget next month but got to 40 steps… still on target! 
    Emergency Fund: 1000/2000
    August Grocery Challenge: 208/550 
    S&S ISA: £420
    Save 12k in 2025: #10 1200/10000
    100 steps challenge.. to be where you want to be in 2025:
    EF 60/100 (1 step= £20)
    holiday 0/100 (1 step= £30)
    savings 4/100 (1 step= £50)

    2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
  •  60.37/100 steps

    @Highlanddream thank you, I do love these steps, makes it feel less of a mountain! 5000 in September will be amazing, fab work :smiley:

    @BudgetingBelinda congrats on hitting 40! That is great, I have everything crossed for a smooth budget the rest of the month!
  • Highlanddream
    Highlanddream Posts: 364 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    17/ 100 steps. I know I won't clear by the end of this year but it's great incentive, thank you :) 
    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £6872               
    May 25 :  £14000                  Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
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