100 STEPS TO DEBT FREE BY XMAS 2024

Highlanddream

BudgetingBelinda said:

Highlanddream said:

BudgetingBelinda said:

47.5/100
so want to get to 50 before June but can’t see it happening at the moment! 

Have you made it ? 

@Highlanddream I’m at 55 now. Budget couple of months on overpayments now 🙄😬 car MOT July! Goooo steppers! Great work! 

Well done at the 55 , fingers crossed for the MOT. It is always a real worry. 

Aimingforthegoodlife

77.5/100 steps after normal payment and extra £41.56 sent via PADs this week! I may hit 80 steps by the end of this month all being well, no pressure! Need £54.05 extra to make it. Great work @highlanddream I do have a loan which I am OPing as well, but that is much bigger than this one and I wasn't up to facing it at the start of this year! Maybe next year I will be brave enough to put it on this challenge!

@BudgetingBelinda everything crossed for the MOT!

Aimingforthegoodlife

Went up to 79.6/100 steps today, oh so close! Not adding anything extra than usual OPs as this account is looking snug at the moment an still a few weeks until next pay day!

Aimingforthegoodlife

80.2/100 steps, woohoo hit that 80 mark! Was nice that I only needed a small OP to get to the 80 mark, also added an extra £50 to the PAD pot today for this debt, so next weekend this will be a good 'step' up as well! 

Aimingforthegoodlife

 85.5/100 ended up selling tickets to see Pink, which worked nicely for the debt, extra £100 to throw at it!

Really didn't think that I would have seen such an amazing improvement in this debt by this time of the year, such a boost!

Aimingforthegoodlife

91.8/100 usual standard £100 for the new month, plus some cashback, looking great to be up to 100 steps real soon!

BlueJ94

#2 Morning all! not posted in a while sorry

I have checked car insurance, currently pay £89 so going down to £31!

BudgetingBelinda

62.5/100 🤩 getting there! 

Aimingforthegoodlife

Morning, another good week and am up to 94/100 

Aimingforthegoodlife

Decided to pay off the rest of Credit Card today, so that means we have hit 100/100!!!! Amazing!!!

Debating adding my personal loan to this 100 steps, there is no way I can pay it off by the end of this year, set to run until Jan 2028 at the moment so will have a think!

Thank you all on this thread for offering another way to face debts and help maintain focus, love it!