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Payment a Day - Chapter 2024

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Comments

  • TheScarletPixie
    TheScarletPixie Posts: 71 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    @Keedie thank you for clarifying.

    So far this year I've paid 
    Total £1557 towards debts


    2024 Challenges
    January 2024 Grocery Challenge £0/£400, NSD's Jan 3/20, Make £2024 for 2024 Challenge 0/2024, £1 a day for Christmas 2024 £38/£366, Cash envelope challenge #12, Declutter Challenge 47/2024, SPC #042 4.68, 2024 PAD challenge
    Total Debts Dec 23 £115111.20 (5 creditors), Jan 23 £114712.80 (5 creditors)

  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    Morning all, 

    £11.42 for me today, to my loan. 
    PAYDBC24 #8 ~ £10188.21
  • Sallyforth
    Sallyforth Posts: 601 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Morning! Another Quidco cash back of £15.20 plus a bit of Tilly tidying amounts to a £16.40 PAD today please.  I really do think I need to set some sort of goal for this so thinking my 5 year old iPhone 6S may need replacing during the year so wondering if this could be a good idea?
    SF x
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • LittleMissDetermined
    LittleMissDetermined Posts: 9,612 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Good morning! 
    £22 to various savings pots for me please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • Charlotte_88_24
    Charlotte_88_24 Posts: 29 Forumite
    10 Posts
    A payment towards savings (EF) today - £3.60 
    Total debt remaining £15,664.21
  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 3 January 2024 at 10:37PM
    Evening! A £2.09 pad for me today! 
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • Keedie
    Keedie Posts: 2,846 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Evening all,

    My PADs are

    £0.50 to the 50p challenge
    £2 to the £2

    So £2.50 total
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • CMD79
    CMD79 Posts: 751 Forumite
    500 Posts Second Anniversary Name Dropper
    Can I count my £28.17 to my sealed pot?? If so... £28.17 to my Sealed Pot Challenge!! :)
    November 2023

    I'm always in it, it's only the depth that varies....

    Current debt: £10,806.75
    Debt free date April 2025 (though expecting this to come forward)


  • CoffeeSonata
    CoffeeSonata Posts: 123 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    @CMD79 yes - can count savings also - it’s up to you! I am and think many are counting savings too. 

    I have £100 to bills month ahead (which  I’m super happy with - was Christmas money cheque cleared and I’d rather use it to help gain some stability than stuff at the moment ) 

    and £30.12 to debt, including one minimum payment and one small overpayment . So 

    £130.12 total 
    Monthly Challenges| March Grocery Challenge - £255/£330 | Make £10 a Day - £112/£310 
    2024 Challenges Pay-Off Debt for Christmas - £874/£6000

    Savings Goals Emergency Fund - £75/£2000 |     Month Ahead Bills  |   Month Ahead Minimum Debt Repayments
    Month Ahead Grocery -  £0/£30  [Month Ahead True Expenses £0/?] 

    My Debt Free Diary    : 
    https://forums.moneysavingexpert.com/discussion/6490048/a-cup-of-coffee-and-two-paracetamol-debt-disability-and-getting-organised-like-the-chickens




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