Payment a Day - Chapter 2024

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  • rsdiscos
    rsdiscos Posts: 816 Forumite
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    Hi all

    Happy New Year!

    A pad of £3,00 for me today! 

    Thanks all! 

    Sorry I've been AWOL! 
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • AntoMac
    AntoMac Posts: 2,000 Forumite
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    £5.45 for me today please

    Happy to count up for March @Keedie
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • CMD79
    CMD79 Posts: 751 Forumite
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    Incredible amount last year! A massive thank you for putting in so much effort to keep track of the totals!  :)

    £294.82 to Zopa
    £24.17 to Tesco

    £318.99 PADed today in total!
    November 2023

    I'm always in it, it's only the depth that varies....

    Current debt: £10,806.75
    Debt free date April 2025 (though expecting this to come forward)


  • LittleMissDetermined
    LittleMissDetermined Posts: 8,125 Forumite
    First Anniversary Debt-free and Proud! Photogenic Name Dropper
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    Good morning! My PAD today is 297.04 to various places please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £3025.36 | EF £1000/£1000 | Sabbatical £1075/£3000 | Holiday spends £575 | General Saver £30114.48
  • rsdiscos
    rsdiscos Posts: 816 Forumite
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    Good morning - £3.15 for me today please. 
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 659 Forumite
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    Morning, what an incredible total for 2023! Amazing! 

    Todays PAD is: £10.56
  • Keedie
    Keedie Posts: 2,271 Forumite
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    Thanks for being counter upper for March @AntoMac, I've updated the first page to reflect that.

    My PADs are

    £50 to Help to Save
    £50 to school fees
    £50 to emergency fund
    £0.02 cashback to debt buster pot

    £150.02 total
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 30/04/2024 = £15,793.30/£23,643.30 (1 creditor) = 66.80% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,316.23/£14,166.23) 44.59% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈
    2024 SAVINGS: Emergency Fund (£301/£1,000) 33.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,330/£6,750) 34.52% repaid
  • Sallyforth
    Sallyforth Posts: 438 Forumite
    First Anniversary Name Dropper First Post Photogenic
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    £1 pad please.
    SF x
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • Makingabobor2
    Makingabobor2 Posts: 2,939 Forumite
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    Good morning....here is your grand total for January 1st, and what a grand total it is, a whopping......
    £2046.10!!
    What a briliant start to the month


    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £32,576

    Mortgage 05/24 £16700 Officially ends June '26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1766
    OPs so far in 2024 £660.00


    Challenges

    EF #68  £100/£1000
    1p a Day '24 #12  £95.49/£667.  SPC '24 #41 £13.75
    Christmas '24 £30 
         Make £5 a day - May £11.75/£155            
    NSDs May 3/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


  • Keedie
    Keedie Posts: 2,271 Forumite
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    Wow that is a whopper of a total to kickstart 2024! Well done everyone 👏🏾.
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 30/04/2024 = £15,793.30/£23,643.30 (1 creditor) = 66.80% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,316.23/£14,166.23) 44.59% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈
    2024 SAVINGS: Emergency Fund (£301/£1,000) 33.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,330/£6,750) 34.52% repaid
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