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Payment a Day - Chapter 2024

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  • CMD79
    CMD79 Posts: 751 Forumite
    500 Posts Second Anniversary Name Dropper
    I'm tackling my debt a little differently this year and today I am paying off a £102.00, which is step 1 of 100 until I'm debt free. I'm very excited by this!

    First PAD for 2024 £102.00 to PayPal
    November 2023

    I'm always in it, it's only the depth that varies....

    Current debt: £10,806.75
    Debt free date April 2025 (though expecting this to come forward)


  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    Happy New Year everyone. Hopefully this will be our year!

    A small start of £4.20 for me to my loan, but a start is a start! 
    PAYDBC24 #8 ~ £10188.21
  • Charlotte_88_24
    Charlotte_88_24 Posts: 29 Forumite
    10 Posts
    edited 1 January 2024 at 12:28PM
    Happy new year all,

    I run my life on a daily budget so I should be able to make atleast a small payment a day :)

    Starting strong by sending £20 to holiday payment and £1.45 to the overpayment pot.

    Today's payment is total £21.45
    Total debt remaining £15,664.21
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,612 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    edited 1 January 2024 at 12:33PM
    Happy New Year PADders! Welcome to a brand new year, thread and mindset! 
    My PAD today is £1060.39 which includes the mortgage payment
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • Talia1
    Talia1 Posts: 169 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    @Keedie Thanks for running this thread, please could I join, have a card to clear of £5573.00 this year

    cc1 £1900/£3800 to pay by feb 25 Paid in full
    cc2 £0/£1407.00

    365 Day 1p Challenge 2025 #18 £40.00 667.95

    Saving for Christmas 2025 - £1 a day #11 £62.00/£365


  • Keedie
    Keedie Posts: 2,845 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Hi @Talia1, of course you can join - the more the merrier! Just post your total PAD each time in bold, so that it's easier for the counter upper to add it all together. I look forward to seeing what you achieve this year. We're all going to be each other's best cheerleaders 💃🏽.

    My first PADs of 2024 are

    £250 for my son's school fees
    £0.39 interest to the debt buster pot
    £0.28 cashback to the debt buster pot
    £1.81 interest to the emergency fund

    £252.48 total

    Yippee all the debts are going down 😂.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Keedie
    Keedie Posts: 2,845 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Forgot a PAD of £22.73 to Argos.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Makingabobor2
    Makingabobor2 Posts: 4,194 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Wow, some amazing PADs today. Obviously wanting to test my adding up skills...lol
    My own PAD today is £15, which is £10 to holiday fund & £5 to the 1p a day challenge. 
    Can't wait to add up the totals tomorrow morning
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 753
    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • AntoMac
    AntoMac Posts: 2,666 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    £7.76 to debt today please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
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