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Payment a Day - Chapter 2024

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  • Divingmad
    Divingmad Posts: 577 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Hi all,
    Small PAD of £1.00 to the holiday fund
    DM x
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)
  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Evening all! £3.13 for me today! 


    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • AntoMac
    AntoMac Posts: 2,669 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    £1 to savings today please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • @Makingabobor2i was thinking everyone is doing really well! Think it’s the new year motivation! 
    I am declaring £105 

    which is a £100 min/ agreed payment to debt. 
    £5 to savings - grocery month ahead fund for the interested.  Possible because I’m still away with my parents and not with a weekly grocery shop at the moment! Plan is to get a month ahead with at least a tight grocery budget for us to make it easier to manage cash flow and budget and to buy in bulk or make more use of offers.  
    Monthly Challenges| March Grocery Challenge - £255/£330 Make £10 a Day - £112/£310 
    2024 Challenges Pay-Off Debt for Christmas - £874/£6000

    Savings Goals Emergency Fund - £75/£2000 | 
    Month Ahead Bills  |   Month Ahead Minimum Debt Repayments
    Month Ahead Grocery -  £0/£30  [Month Ahead True Expenses £0/?] 

    My Debt Free Diary

    https://forums.moneysavingexpert.com/discussion/6490048/a-cup-of-coffee-and-two-paracetamol-debt-disability-and-getting-organised-like-the-chickens




  • Onmyway2
    Onmyway2 Posts: 275 Forumite
    Part of the Furniture 100 Posts Combo Breaker Debt-free and Proud!
    Hi, can I join? Do I need a number, or should I just hop in?
  • Morning all. £185 PAD for me today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • AntoMac
    AntoMac Posts: 2,669 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    No number needed @Onmyway2
    You are very welcome to join. Just PAD whatever and whenever you can. It encourages us all to see other members PADding. We all do it slightly differently as you can see.

    £2 to savings for me today please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Morning, exciting money day today, was DH pay day and he got overtime, woohoo! So have sent £300 to savings, £24 to the mortgage and basic PAD was £2.66. Oh how nice! 

    Today's PAD is: £326.66
  • Sallyforth
    Sallyforth Posts: 601 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Just £1 PAD today please.
    SF x
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • Makingabobor2
    Makingabobor2 Posts: 4,201 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    Yesterdays total PAD was a grand £334.50

    Everybody is doing amazingly well. 

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £500/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £79.31

    Decluttering items 755

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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